Mission Valley, San Diego, CA
San Diego, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Thank you for a stress free transaction
Reply from James S. Carmody
May 6th, 2026 05:14 PM
Thank you for your review, Tami! This means the world to me, making my agents lives easier is one of my main goals in my business. If there is anything I can do for you moving forward, please don't hesitate to reach out. I am honored to be...
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Fast and efficient service
Reply from Joel Berman
April 1st, 2026 03:15 PM
Thank you for your kind feedback, Michael. I'm glad to hear that you found the service fast and efficient. If there's anything more I can assist you with in the future, please feel free to reach out.
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Joel communicated well amd was always available for questions
Reply from Joel Berman
April 1st, 2026 03:11 PM
It was a pleasure assisting you, Pamela. Ensuring open communication and being available for any questions is important to me. I'm glad I could support you effectively throughout the process. Feel free to reach out if there's anything more...
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Mission Valley
Jon had excellent communication & kept us informed every step of the way. He was available to answer questions if needed & responded quickly. Transaction went smoothly & closed on time. I would not hesitate to recommend Jon in the future.
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Mission Valley
If you want a loan officer that actually follows up and bends backwards for you, ask for Pedro. 😁
Responsive and knowledgeable team
Reply from Carmody Team
March 30th, 2026 07:59 PM
It's encouraging to hear your positive feedback on the team's responsiveness and knowledge, Nathan. I'm committed to providing support and making sure your experience continues to be satisfactory. If you have any more questions or need further...
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Mission Valley
The loan application process was quick and the mobile app was very convenient, which made everything so much easier for us. Overall, we had a great experience with this lending company—everything was smooth, efficient, and stress-free. Highly...
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Mission Valley
As first-time homebuyers, we couldn’t have asked for a better mortgage broker. She communicated with us every step of the way and made sure we understood the process from start to finish, which made something that felt overwhelming much more...
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Mission Valley
Joel was great to work with! He responded timely and explained the process to me so I didn’t have any surprises. He provided great customer service.
James was extremely helpful during our home buying journey. He was able to provide us with competitive rates and made our 21 day close a breeze! Thanks, James!
Reply from Carmody Team
March 30th, 2026 04:09 PM
I appreciate you taking the time to share your positive experience, Jeremy. I'm glad to know that I could assist with competitive rates and make your 21-day closing process smooth. If you need further assistance in the future, don't hesitate...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235