Mission Valley, San Diego, CA
San Diego, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
for
Mission Valley
As the listing broker in the transaction, I did not have a good experience with the file. We ultimately closed and funded; however, not without a lot of stress, three weeks of extensions, and a lot of unanswered phone calls and text messages...
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for
Mission Valley
At Closing I found out that my HOA fees where paid for two years because of a Great decision Mr. Hernandez made on my behalf...i was tryly truly blown away. Thanks brother!
for
Mission Valley
We would recommend S. John Murray to anyone looking for great mortgage rates. He’s kind, knowledgeable and willing to answer any ridiculous question you may have. We give him a 10/10!
for
Mission Valley
I had an excellent experience working with Jackie Murphy's team at Synergy One Lending. The interest rate was competitive and the website was easy to navigate. As a first time homebuyer, I really appreciated Jackie taking the time to explain...
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I highly recommend James and his lending team. From start to finish, their communication was exceptional, their response time was incredibly fast, and they consistently kept everyone informed throughout the entire process.James and his team...
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Reply from Carmody Team
June 22nd, 2026 02:24 PM
Thank you so much, Stephanie, for your wonderful feedback. I'm pleased to hear that James and his team provided exceptional communication and support throughout your process. It's great to know that their knowledge and dedication made your...
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Great communi and setting up expectations early on in the process
Reply from James S. Carmody
June 10th, 2026 07:30 PM
Thank you for your kind review Maria. It was a pleasure guiding you through this process. My team and I are honored to be here as a resource for you.
nice smooth transaction
Reply from Carmody Team
June 10th, 2026 07:31 PM
Thank you for taking the time to write us a review Mike. It was a pleasure working with you on this transaction. If there is anything my team and I can do for you please do not hesitate to reach out. We are honored to be here as a resource!...
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Great user dashboard. Easy to follow and keep up to date. Easy to upload files.
James and his team honored our initial interest rate.
Very helpful with credit score re-evaluation.
Reply from Carmody Team
June 10th, 2026 07:37 PM
Thank you for taking the time to write this kind review Bryan. We pride ourselves on ease, expertise, and speed. I am happy to hear this reflected upon the process! It was an absolute pleasure working with you. If you or your loved ones ever...
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The team went above & beyond to make sure everything went smoothly.
Reply from Carmody Team
June 10th, 2026 07:39 PM
Thank you for your review Lauren. I was honored to help guide you through this process. If you have any questions moving forward my team and I are always here as a resource for you.
for
Mission Valley
Matthew is an excellent communicator before, during, and post-closing. He ensured I knew my options at all times, and that all of my questions were answered before ending every call. I put my trust in Matthew and he delivered on all fronts....
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235