
M
Minneapolis, MN
Minneapolis, MN

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Helped us get financing for our first home, refinance, and second home. Krista has been an amazing coach in helping us figure out the best path for our family.
Krista helped us take out a home loan to buy our dream house. She was incredible; professional, very responsive, and extremely knowledgeable throughout the entire process. I would recommend her to anyone and can’t wait to work with her again! ...
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Hands down, the best in the West! Ms. Krista is super attentive, prompt and took time to explain the home loan process! She's and her team were amazing!
We worked with Krista for nearly 10 years and it was always an incredible experience! She went above and beyond to answer any and all questions, as well as making sure we always knew every option that was available to us! We referred all of...
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We did a re-fi with Krista and whenever we had questions about something she answered right away through phone, text or email. Krista also got us the best interest rate we researched multiple different web sites online they didn't come close...
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Krista is amazing! Specifically, she is timely with following up and her communication. She worked around the clock to support my needs and it is appreciated.
We worked with Chris Smith from Northpointe Bank for a 2nd time! Just as the first time was our second time was great experience as well! Our situation is unique and at times complicated but Chris made it work and it has been an absolute pleasure...
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Reply from Owner
February 29th, 2024 07:55 PM
Thank you, Heather. I appreciate all of your help in getting your loan done.
Tyler was always there when I needed him and was very patient explaining different parts of the process. Pleasant guy to interact with overall.
Reply from Tyler Rood
December 31st, 2025 05:57 PM
I'm so glad to hear that you had a positive experience, Pascal. It's my priority to ensure that the process is as clear and convenient as possible for all of my clients. Thank you for your kind words and your 5-star review. I look forward to...
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David was amazing to work with. He was in constant communication with us and made sure everything went as planned. If it weren't for David and his eagerness to get the deal closed, we wouldn't have been able to do it. This was our first time...
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Reply from David McLaughlin
January 9th, 2026 10:05 PM
Thank you so much for your kind words, Lindsey. I'm thrilled to hear about your positive experience and that I was able to assist in making your first Florida home purchase a seamless one. Keeping you informed and ensuring your understanding...
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During the stressful experience of buying a house, David eased all of my worries and answered all of my questions. I will forever work with David whenever I am looking to buy properties in the future!
Reply from David McLaughlin
January 9th, 2026 10:05 PM
Thank you so much for your kind words, Jorge. I'm thrilled to hear that your home buying experience was less stressful with my assistance. It was a pleasure working with you, and I will be honored to help with any future property purchases....
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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