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David McLaughlin - Mortgage Loan Originator in Sarasota, FL
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David McLaughlin

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Mortgage Loan Originator

Minneapolis
Temple University
Temple University
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgag... Show More
Minneapolis
Temple University
Temple University
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Hayley H
    Posted on June 30th, 2026 10:23 AM
    There aren’t enough stars to rate the experience we had with David McLaughlin, Lindsey, and the entire team at Luminate Bank.This is our second home purchase, and I can honestly say this experience wasn’t even in the same league as our first....
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    Reply from Owner
    July 7th, 2026 10:30 PM
    Hayley, WOW!! Thank you so much for your heartfelt review, It brings my team and I great joy to know that you felt supported and valued throughout your home-buying journey with us at Luminate Bank. It was a privilege to assist you and see your...
    read more
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    Alex J
    BRADENTON, FL
    Posted on October 19th, 2026 01:35 PM
    If you are seeking the very BEST then you work with David McLaughlin. No other lender can compare!
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    Steve Z
    Posted on October 14th, 2026 01:59 PM
    David was great to work with. At no point I was unaware or the status and his communication skills were above expectations. This was the second time I worked with David and I highly recommend him. Great job!
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    Steve Z
    SARASOTA, FL
    Posted on October 14th, 2026 01:56 PM
    At no point did I wonder what the status was and the communication was above expectations. David did a great job and this is the second time I have worked with him. Great job!
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    Laura N
    LAKEWOOD RANCH, FL
    Posted on October 1st, 2026 02:13 PM
    If I could rate this experience well beyond a 5 star, I definitely would! David McLaughlin did an exeptional job. He took over a difficult loan that another lender couldnt close.... and closed fast! Relieved and happy Buyers & Sellers. Thank...
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    Reply from David McLaughlin
    October 12th, 2026 06:58 PM
    Laura, I'm grateful for your generous words. I'm pleased to have helped close this challenging loan quickly and ensure a positive outcome for both the buyers and sellers. Thank you for trusting my team and I for your lending needs.
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    Victoria G
    Port Charlotte, FL
    Posted on October 1st, 2026 01:30 AM
    It was a smooth transaction.
    Reply from David McLaughlin
    October 12th, 2026 07:02 PM
    Thank you for the 5-star review! I’m glad to hear everything went smoothly. Clear communication and a smooth process from start to finish are always the goal. I truly appreciate your trust and your business.
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    Anne M T
    LAKEWOOD RANCH, FL
    Posted on September 27th, 2026 07:39 PM
    The short turn-around was promised and met.
    Reply from David McLaughlin
    October 12th, 2026 07:00 PM
    Anne, thank you for taking the time to leave such a great review. I’m pleased to hear we delivered on the quick turnaround we committed to. Speed, communication, and doing exactly what we say we’re going to do are always priorities for me....
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    Trenton M
    VENICE, FL
    Posted on September 14th, 2026 10:22 AM
    "I had an incredible experience working with David from start to finish. He made the entire process so smooth, stress-free, and straightforward, keeping me informed every step of the way. I highly recommend David to anyone looking for a knowledgeable...
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    Reply from David McLaughlin
    September 14th, 2026 02:39 PM
    Thank you for your kind words, Trenton. I'm glad to hear that you had a smooth and stress-free experience working with me at Luminate Bank. Your recommendation means a lot to me, and I'm grateful for the opportunity to assist you.
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    Fonda S T
    BRADENTON, FL
    Posted on September 13th, 2026 08:33 PM
    David was available for a call and confirmation of the pre-approval and the confidence to close a loan with a condo association. The loan process was smooth
    Reply from David McLaughlin
    September 14th, 2026 02:40 PM
    Thanks for taking the time to leave a review. We were able to close on time, update all parties consistently, and work hard to get the condo approved. I wish you a great rest of the year.
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    Kerre L A
    BRADENTON, FL
    Posted on September 13th, 2026 01:27 PM
    Clients very happy as was I with the smooth closing from start to finish! Thank you David!
    Reply from David McLaughlin
    September 14th, 2026 02:40 PM
    I'm pleased to hear that you and your clients had a smooth closing experience, Kerre. Thank you for trusting me with this process!
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    About
    David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgage experience through transparency, communication, and exceptional service.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Medical Professional Mortgages
    DSCR Loans
    Self-Employed Mortgages
    Cash-Out Refinances
    Specialities
    First Time Buyers Self Employed Loans Payment Reduction Fast Pre Approvals Investor Financing
    What is the Search Rank Score®?
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    Education
    • Temple University
      Real Estate & Business Law
      Bachelor of Business Administration (BBA)
      Aug 1989 -May 1994
      Temple University logo
    Positions
    • Luminate Bank - Mortgage Advisor- Branch Manager
      Jan 7th, 2026 - Current
    Memberships
    • MBA
    • RASM
    • MBA & RASM
    • View All
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • Licensed in all 50 States
    Gallery
    David McLaughlin - Gallery Photo
    Videos
    video
    video
    video
    video
    Awards
    Top 1% Mortgage Advisor Scotsman Guide
    Top 1% Mortgage Ad...
    Who's Who in America
    Who's Who in Ameri...
    Achievements
    • Top 1 Percent Nationwide 10 Years Running Number One Reviewed Mortgage Advisor in Sarasota
    Hobbies
    • Walking
    • Watching Sports
    • Going Skiing
    • View All
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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