

Top 5%
David McLaughlin
Mortgage Loan Originator


Temple University
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgag... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
There aren’t enough stars to rate the experience we had with David McLaughlin, Lindsey, and the entire team at Luminate Bank.This is our second home purchase, and I can honestly say this experience wasn’t even in the same league as our first....
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Reply from Owner
July 7th, 2026 10:30 PM
Hayley, WOW!! Thank you so much for your heartfelt review, It brings my team and I great joy to know that you felt supported and valued throughout your home-buying journey with us at Luminate Bank. It was a privilege to assist you and see your...
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He is excellent with his communications to all relevant paties in the transacton; timely, clear, and professional. He can execute a very quick closing when needed. He has been a pleasure to work with. I am referring all my clients to David!
Reply from David McLaughlin
August 24th, 2026 12:26 AM
Thank you so much for your kind words, Susie! I'm pleased to know that my communication and ability to facilitate quick closings have been beneficial. Your referrals mean a lot to me, and I'm grateful for your trust and support.
David made things happen when everyone else said it couldn't be done !! He showed up and was able to efficiently provide info, follow ups and always answered the phone even on weekends and after hours! I cannot recommend him enough. The entire...
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Reply from David McLaughlin
August 24th, 2026 12:28 AM
Thank you so much for the incredibly kind review. I’m truly grateful for the opportunity to help and honored that you trusted me and my team throughout the process. We always try to be available, communicate clearly, and make the experience...
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Dave is incredibly responsive, knowledgeable, and dependable. Whether it’s a weekend, late at night, or even while he’s on vacation, he always makes himself available and responds when you need him.
Reply from David McLaughlin
August 22nd, 2026 05:12 PM
Jannette, Thank you so much for your kind words. I love working with you and Jeff and I'm pleased to know that my availability and support have been helpful to you. Your satisfaction is important to me, and I'm always here whenever you need...
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thank you
Reply from David McLaughlin
August 22nd, 2026 05:13 PM
Fernando, I love working with you, we go back a long time. I'm pleased to know you had a positive experience with my team and I.
David was great to work with. The seller had unusual circumstances that required that theloan process the expedited and to close a week earlier. Dave was great and facilitating these needs and getting it done.
Reply from David McLaughlin
August 22nd, 2026 05:15 PM
Robert, I'm thankful for your feedback. I'm pleased I could facilitate the expedited process and meet the unique needs of your situation. It's always my goal to help ensure a smooth experience. After 31 years in the business, I love reviews...
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David McLaughlin is the goat of mortgage lending!
I not only reffer him to all my clients but this latest transaction was for a personal purchase.
Simply put, of you want the best, contact David McLaughLin.
Reply from David McLaughlin
August 22nd, 2026 05:17 PM
Wow—the GOAT? I may have to frame this one! Seriously, thank you for the incredible review and for trusting me not only with your clients, but with your own personal purchase. That means more to me than you know. I’m truly grateful for your...
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This was the most smooth and stress free experience. My fiancee and I are so happy with out new home! David was very helpful and very prompt with his responses. He was always available if we needed anything.
Reply from David McLaughlin
August 2nd, 2026 09:09 PM
Anthony, I'm so pleased to hear that you and your fiancée are happy with your new home! I'm grateful for your kind words and glad that I could help make the process smooth and stress-free for you both. If there's anything more you need in the...
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I have had the pleasure of working with David on a few past transactions, and he has consistently exceeded my expectations. He is knowledgeable, responsive, and communicates exceptionally well throughout the entire lending process. My clients...
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Reply from David McLaughlin
August 2nd, 2026 09:09 PM
Thank you so much for your kind words, Deidre. I'm pleased to hear that my efforts have helped ensure smooth transactions and instilled confidence in your clients. Your trust and recommendation mean a lot to me, and I look forward to continuing...
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Great communication about the fees and rates, Lindsay and David made it easy to get a good rate.
Reply from David McLaughlin
July 18th, 2026 06:12 PM
Thank you for your positive feedback, Austin! I'm glad to hear that Lindsay and I could make the process straightforward for you. Clear communication is always a priority, and it's great to know you were satisfied with the rates.
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About
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgage experience through transparency, communication, and exceptional service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Specialities
First Time Buyers Self Employed Loans Payment Reduction Fast Pre Approvals Investor Financing
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Education
- Temple UniversityReal Estate & Business LawBachelor of Business Administration (BBA)Aug 1989 -May 1994

Positions
- Luminate Bank - Mortgage Advisor- Branch Manager Jan 7th, 2026 - Current
Memberships
- MBA
- RASM
- MBA & RASM
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- Licensed in all 50 States
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Awards
Top 1% Mortgage Ad...
Who's Who in Ameri...
Achievements
- Top 1 Percent Nationwide 10 Years Running Number One Reviewed Mortgage Advisor in Sarasota
Hobbies
- Walking
- Watching Sports
- Going Skiing
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Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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