

Top 5%
David McLaughlin
Mortgage Loan Originator


Temple University
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgag... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
There aren’t enough stars to rate the experience we had with David McLaughlin, Lindsey, and the entire team at Luminate Bank.This is our second home purchase, and I can honestly say this experience wasn’t even in the same league as our first....
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Reply from Owner
July 7th, 2026 10:30 PM
Hayley, WOW!! Thank you so much for your heartfelt review, It brings my team and I great joy to know that you felt supported and valued throughout your home-buying journey with us at Luminate Bank. It was a privilege to assist you and see your...
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If you are seeking the very BEST then you work with David McLaughlin.
No other lender can compare!
David was great to work with. At no point I was unaware or the status and his communication skills were above expectations. This was the second time I worked with David and I highly recommend him. Great job!
At no point did I wonder what the status was and the communication was above expectations. David did a great job and this is the second time I have worked with him. Great job!
If I could rate this experience well beyond a 5 star, I definitely would! David McLaughlin did an exeptional job. He took over a difficult loan that another lender couldnt close.... and closed fast! Relieved and happy Buyers & Sellers. Thank...
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Reply from David McLaughlin
October 12th, 2026 06:58 PM
Laura, I'm grateful for your generous words. I'm pleased to have helped close this challenging loan quickly and ensure a positive outcome for both the buyers and sellers. Thank you for trusting my team and I for your lending needs.
It was a smooth transaction.
Reply from David McLaughlin
October 12th, 2026 07:02 PM
Thank you for the 5-star review! I’m glad to hear everything went smoothly. Clear communication and a smooth process from start to finish are always the goal. I truly appreciate your trust and your business.
The short turn-around was promised and met.
Reply from David McLaughlin
October 12th, 2026 07:00 PM
Anne, thank you for taking the time to leave such a great review. I’m pleased to hear we delivered on the quick turnaround we committed to. Speed, communication, and doing exactly what we say we’re going to do are always priorities for me....
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"I had an incredible experience working with David from start to finish. He made the entire process so smooth, stress-free, and straightforward, keeping me informed every step of the way. I highly recommend David to anyone looking for a knowledgeable...
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Reply from David McLaughlin
September 14th, 2026 02:39 PM
Thank you for your kind words, Trenton. I'm glad to hear that you had a smooth and stress-free experience working with me at Luminate Bank. Your recommendation means a lot to me, and I'm grateful for the opportunity to assist you.
David was available for a call and confirmation of the pre-approval and the confidence to close a loan with a condo association. The loan process was smooth
Reply from David McLaughlin
September 14th, 2026 02:40 PM
Thanks for taking the time to leave a review. We were able to close on time, update all parties consistently, and work hard to get the condo approved. I wish you a great rest of the year.
Clients very happy as was I with the smooth closing from start to finish! Thank you David!
Reply from David McLaughlin
September 14th, 2026 02:40 PM
I'm pleased to hear that you and your clients had a smooth closing experience, Kerre. Thank you for trusting me with this process!
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About
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgage experience through transparency, communication, and exceptional service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Specialities
First Time Buyers Self Employed Loans Payment Reduction Fast Pre Approvals Investor Financing
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Education
- Temple UniversityReal Estate & Business LawBachelor of Business Administration (BBA)Aug 1989 -May 1994

Positions
- Luminate Bank - Mortgage Advisor- Branch Manager Jan 7th, 2026 - Current
Memberships
- MBA
- RASM
- MBA & RASM
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- Licensed in all 50 States
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Awards
Top 1% Mortgage Ad...
Who's Who in Ameri...
Achievements
- Top 1 Percent Nationwide 10 Years Running Number One Reviewed Mortgage Advisor in Sarasota
Hobbies
- Walking
- Watching Sports
- Going Skiing
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Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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