

Top 5%
David McLaughlin
Mortgage Loan Originator


Temple University
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgag... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
There aren’t enough stars to rate the experience we had with David McLaughlin, Lindsey, and the entire team at Luminate Bank.This is our second home purchase, and I can honestly say this experience wasn’t even in the same league as our first....
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Reply from Owner
July 7th, 2026 10:30 PM
Hayley, WOW!! Thank you so much for your heartfelt review, It brings my team and I great joy to know that you felt supported and valued throughout your home-buying journey with us at Luminate Bank. It was a privilege to assist you and see your...
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I have had the pleasure of working with David on a few past transactions, and he has consistently exceeded my expectations. He is knowledgeable, responsive, and communicates exceptionally well throughout the entire lending process. My clients...
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Great communication about the fees and rates, Lindsay and David made it easy to get a good rate.
Reply from David McLaughlin
July 18th, 2026 06:12 PM
Thank you for your positive feedback, Austin! I'm glad to hear that Lindsay and I could make the process straightforward for you. Clear communication is always a priority, and it's great to know you were satisfied with the rates.
David had great communication from start to finish!!!
Reply from David McLaughlin
July 18th, 2026 06:14 PM
Julie, thank you for your kind words. I'm happy to hear that you appreciated the communication throughout the process. It is always a pleasure working with you, and I'm here if you need anything in the future. Cant wait for the next one.
Great experience from start to finish. David and his team were professional, responsive and made the loan process simple and stress-free from over 1800 miles away!
Reply from Owner
July 18th, 2026 06:13 PM
I'm so glad to hear about your great experience. It's wonderful to know that the professionalism and responsiveness of my team made the loan process simple and stress-free for you, even from afar. Thank you for your kind words and the 5-star...
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Excellent service! David explained everything clearly, kept us informed, and helped us secure a loan quickly. Highly recommend David McLaughlin
David was great in helping us navigate this process from across the country. He was very accessible and willing to answer any questions we had during the process
Reply from David McLaughlin
July 7th, 2026 10:21 PM
I'm thankful for your kind words, Edward. It's good to know that my support was helpful as you navigated the process from afar. Being accessible and ready to answer any questions is a priority for me, and I'm glad it made a positive impact...
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Dave is the best at what he does. He communicated everyday, kept me informed and worked every problem we had. Him and Lindsay are simply the best!! 10/10 would recommend to anyone especially out of state relocation or anything that needs some...
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Reply from David McLaughlin
July 7th, 2026 10:23 PM
Eric, Thank you for your kind words. I'm pleased to hear that you appreciated the communication and problem-solving throughout the process. It's great to know that both Lindsay and I were able to make your experience a positive one. If you...
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David is one of the best mortgage professionals that I have worked with. When he says a deal is a go, it is a go. No delays, no last minute excuses. An open, clear line of communication. And the best, is my clients feeling so well taken care...
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Reply from Owner
July 7th, 2026 10:23 PM
Thank you, Barbra-renee, for your thoughtful review. I'm pleased to hear that you and your clients feel well taken care of throughout the mortgage process with me at Luminate Bank. Open communication and reliability are key priorities for me,...
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As a realtor, and having worked with David for years, I trust when he says it's a go, that it is a go. No unhappy news a day before closing, no last minute delays. David, you have made my profession so much easier. And best of all, you comunicate....
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Reply from David McLaughlin
July 9th, 2026 03:58 PM
Thank you so much for your kind words, Barbra-Renee. I'm pleased to know that my communication and reliability have positively impacted your work as a realtor. It's great to hear that your clients feel safe and well taken care of, which is...
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About
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgage experience through transparency, communication, and exceptional service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Specialities
First Time Buyers Self Employed Loans Payment Reduction Fast Pre Approvals Investor Financing
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Education
- Temple UniversityReal Estate & Business LawBachelor of Business Administration (BBA)Aug 1989 -May 1994

Positions
- Luminate Bank - Mortgage Advisor- Branch Manager Jan 7th, 2026 - Current
Memberships
- MBA
- RASM
- MBA & RASM
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- Licensed in all 50 States
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Awards
Top 1% Mortgage Ad...
Who's Who in Ameri...
Achievements
- Top 1 Percent Nationwide 10 Years Running Number One Reviewed Mortgage Advisor in Sarasota
Hobbies
- Walking
- Watching Sports
- Going Skiing
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Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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