

Top 5%
David McLaughlin
Mortgage Loan Originator


Temple University
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgag... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
There aren’t enough stars to rate the experience we had with David McLaughlin, Lindsey, and the entire team at Luminate Bank.This is our second home purchase, and I can honestly say this experience wasn’t even in the same league as our first....
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Reply from Owner
July 7th, 2026 10:30 PM
Hayley, WOW!! Thank you so much for your heartfelt review, It brings my team and I great joy to know that you felt supported and valued throughout your home-buying journey with us at Luminate Bank. It was a privilege to assist you and see your...
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If I could rate this experience well beyond a 5 star, I definitely would! David McLaughlin did an exeptional job. He took over a difficult loan that another lender couldnt close.... and closed fast! Relieved and happy Buyers & Sellers. Thank...
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It was a smooth transaction.
The short turn-around was promised and met.
"I had an incredible experience working with David from start to finish. He made the entire process so smooth, stress-free, and straightforward, keeping me informed every step of the way. I highly recommend David to anyone looking for a knowledgeable...
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Reply from David McLaughlin
September 14th, 2026 02:39 PM
Thank you for your kind words, Trenton. I'm glad to hear that you had a smooth and stress-free experience working with me at Luminate Bank. Your recommendation means a lot to me, and I'm grateful for the opportunity to assist you.
David was available for a call and confirmation of the pre-approval and the confidence to close a loan with a condo association. The loan process was smooth
Reply from David McLaughlin
September 14th, 2026 02:40 PM
Thanks for taking the time to leave a review. We were able to close on time, update all parties consistently, and work hard to get the condo approved. I wish you a great rest of the year.
Clients very happy as was I with the smooth closing from start to finish! Thank you David!
Reply from David McLaughlin
September 14th, 2026 02:40 PM
I'm pleased to hear that you and your clients had a smooth closing experience, Kerre. Thank you for trusting me with this process!
Thank for helping close on our first rental property.
Reply from Owner
September 14th, 2026 02:41 PM
I'm pleased to hear that I could assist you with closing on your first rental property, If you have any more questions or need further assistance in the future, feel free to reach out. I love helping investors and clients build wealth thru...
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David was very helpful and responsive through the whole process.
Reply from David McLaughlin
September 14th, 2026 02:42 PM
Thank you for your kind words, Allison. I'm pleased to know that my support and responsiveness made a positive impact on your experience with Luminate Bank.
Very attentive and helpful.
Reply from David McLaughlin
September 14th, 2026 02:42 PM
Thank you for your kind words, Maris. I'm happy to hear you found my assistance attentive and helpful. O loved working with you and happy to continue working with you in the future.
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About
David McLaughlin is a top 1% mortgage advisor with 31 years of experience, dedicated to helping clients move forward with clarity, confidence, and personalized mortgage solutions. At Luminate Bank, our mission is to deliver a better mortgage experience through transparency, communication, and exceptional service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Specialities
First Time Buyers Self Employed Loans Payment Reduction Fast Pre Approvals Investor Financing
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Education
- Temple UniversityReal Estate & Business LawBachelor of Business Administration (BBA)Aug 1989 -May 1994

Positions
- Luminate Bank - Mortgage Advisor- Branch Manager Jan 7th, 2026 - Current
Memberships
- MBA
- RASM
- MBA & RASM
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- Licensed in all 50 States
Gallery

Videos




Awards
Top 1% Mortgage Ad...
Who's Who in Ameri...
Achievements
- Top 1 Percent Nationwide 10 Years Running Number One Reviewed Mortgage Advisor in Sarasota
Hobbies
- Walking
- Watching Sports
- Going Skiing
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Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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