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Chris Smith - Senior Loan Officer in Minneapolis, MN

Chris Smith

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Senior Loan Officer

Minneapolis
Company Logo
Washington State University
Washington State University
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Mortgage
Mortgage Loan Officer
Company Logo
Washington State University
Washington State University
Contact Info
(509) 216-6700
Minneapolis, MN
https://www.chrissmithloans.com
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5 Star
93%
4 Star
1%
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0%
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1 Star
6%
Reviews from Web
  • Encompass
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    Lori R
    SPOKANE, WA
    Posted on October 22nd, 2026 12:05 AM
    He truly cared about his client.
    Reply from Chris Smith
    October 22nd, 2026 12:18 AM
    I'm grateful for your kind words, Lori. It's important to me to ensure my clients feel valued and supported throughout their experience with Luminate Bank.
  • Encompass
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    Bryan A D
    COEUR D ALENE, ID
    Posted on October 10th, 2026 04:50 PM
    Chris worked really hard to make all the numbers work and keep us in the loop.
    Reply from Chris Smith
    October 10th, 2026 05:37 PM
    I'm glad to hear that you felt well-informed throughout the process, Bryan. At Luminate Bank, I strive to ensure everything aligns with your needs and keep you updated every step of the way.
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    Jared
    Posted on September 28th, 2026 05:42 PM
    Chris Smith has received a review with 5 star rating from Jared
    Reply from Owner
    October 22nd, 2026 01:32 AM
    Thank you, Jared. It was my pleasure to help you and your family.
  • Encompass
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    Jared T W
    SPOKANE, WA
    Posted on September 28th, 2026 05:42 PM
    Chris was very personable and worked hard to find the best rate. I'd recommend him to anyone.
    Reply from Chris Smith
    September 28th, 2026 05:46 PM
    I'm glad to hear you had a positive experience, Jared. It was my pleasure to assist you in finding the best rate. Thank you for recommending me and trusting Luminate Bank with your needs.
  • Encompass
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    Brandi C W
    SPOKANE, WA
    Posted on September 28th, 2026 03:33 AM
    Chris always responded promptly to our questions and took is us through every step. He even called IT and we had a 3 way call when one of our accounts wasn't working correctly. He came to the closing to make sure everything went smoothly and...
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    Reply from Chris Smith
    September 28th, 2026 03:39 AM
    I'm pleased to hear that you appreciated the support and guidance, Brandi. Ensuring that each step of the process is smooth and clear is important to me, and I'm glad I could assist with the account issue and be there during the closing. Thank...
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  • SFTP
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    Heber M
    Spokane, WA
    Posted on May 21st, 2026 07:00 PM
    Chris was super helpful and made the loan process easy to understand, he was thorough with the details. Really appreciate his help.
    Reply from Chris Smith
    May 29th, 2026 09:40 PM
    Heber, I'm glad to hear that I could make the loan process easy to understand for you. Your appreciation for the support and thoroughness means a lot to me. Thank you for your kind words.
  • SFTP
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    Virginia B
    Ritzville, WA
    Posted on May 8th, 2026 09:02 PM
    Chris was the best part. He was straight forward and told us exactly what was needed. He was understanding and reliable. He always had things done a quickly as possible and was always in touch with us. He was amazing to work with!
    Reply from Chris Smith
    May 29th, 2026 09:40 PM
    Thanks for taking the time to leave a review. We value your feedback and the chance to assist with your financing needs.
  • SFTP
    K
    Kelly H
    Ritzville, WA
    Posted on May 5th, 2026 12:16 PM
    It all went smooth with no unexpected issues. Everything was ready to go when closing. Fanastic work!
    Reply from Chris Smith
    May 29th, 2026 09:40 PM
    I'm pleased to hear that everything went smoothly with your closing, Kelly. Thank you for your kind words about the process. If you have any future needs, feel free to reach out.
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    Sevyn's H & C
    Posted on April 14th, 2026 09:55 PM
    Chris was awesome to work with.
    Reply from Owner
    April 21st, 2026 10:09 PM
    Jesse, I appreciate your kind words. I'm pleased to hear you had a positive experience working with me. Thank you for your feedback!
  • SFTP
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    Jesse J
    Spokane, WA
    Posted on April 14th, 2026 09:55 PM
    Chris made it all happen
    Reply from Chris Smith
    May 29th, 2026 09:40 PM
    Thank you for your feedback. We’re always working to ensure a smooth process, and your input matters to us.
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    About
    At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Self Employed Borrowers - Reverses Mortgages - First Time Buyers
    What is the Search Rank Score®?
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    Education
    • Washington State University
      Business
      B.A.
      Washington State University logo
    Positions
    • Luminate Bank - Branch Manager - Senior Loan Officer
      May 27th, 2026 - Current
    Memberships
    • Spokane Executive Association
    Addresses and Serving Areas
    Primary Serving Area
    Spokane, WA

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • All 50 States
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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