C
Chris Smith
Senior Loan Officer
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Chris Smith has received a review with 5 star rating from Jared
Chris was very personable and worked hard to find the best rate. I'd recommend him to anyone.
Reply from Chris Smith
September 28th, 2026 05:46 PM
I'm glad to hear you had a positive experience, Jared. It was my pleasure to assist you in finding the best rate. Thank you for recommending me and trusting Luminate Bank with your needs.
Chris always responded promptly to our questions and took is us through every step. He even called IT and we had a 3 way call when one of our accounts wasn't working correctly. He came to the closing to make sure everything went smoothly and...
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Reply from Chris Smith
September 28th, 2026 03:39 AM
I'm pleased to hear that you appreciated the support and guidance, Brandi. Ensuring that each step of the process is smooth and clear is important to me, and I'm glad I could assist with the account issue and be there during the closing. Thank...
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Chris was super helpful and made the loan process easy to understand, he was thorough with the details. Really appreciate his help.
Reply from Chris Smith
May 29th, 2026 09:40 PM
Heber, I'm glad to hear that I could make the loan process easy to understand for you. Your appreciation for the support and thoroughness means a lot to me. Thank you for your kind words.
Chris was the best part. He was straight forward and told us exactly what was needed. He was understanding and reliable. He always had things done a quickly as possible and was always in touch with us. He was amazing to work with!
Reply from Chris Smith
May 29th, 2026 09:40 PM
Thanks for taking the time to leave a review. We value your feedback and the chance to assist with your financing needs.
It all went smooth with no unexpected issues. Everything was ready to go when closing. Fanastic work!
Reply from Chris Smith
May 29th, 2026 09:40 PM
I'm pleased to hear that everything went smoothly with your closing, Kelly. Thank you for your kind words about the process. If you have any future needs, feel free to reach out.
Chris was awesome to work with.
Reply from Owner
April 21st, 2026 10:09 PM
Jesse, I appreciate your kind words. I'm pleased to hear you had a positive experience working with me. Thank you for your feedback!
Chris made it all happen
Reply from Chris Smith
May 29th, 2026 09:40 PM
Thank you for your feedback. We’re always working to ensure a smooth process, and your input matters to us.
Working with Chris has been an exceptional experience from start to finish. Not only has Chris assisted us in purchasing our own properties, but as a Broker, Chris has been exceptional in working with our real estate clients too. He keeps all...
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Reply from Owner
April 13th, 2026 05:17 PM
Charlene, I'm pleased to hear that working together has been such a positive experience for you and your clients. It's appreciated to know that I've been able to support both your personal property purchases and your real estate clients effectively....
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Would recommend Chris to anyone looking for loan help
Reply from Chris Smith
May 29th, 2026 09:40 PM
I really appreciate the feedback and am looking forward to working with you again.
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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