
M
Minneapolis, MN
Minneapolis, MN

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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During my 40 year career as a Real Estate Broker, it is very very rare for the Buyer's lender to ever call or make any contact with the Listing Broker.Geoff and I were in daily contact during the 40 day closing period of this transaction. His...
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Reply from Geoff Huetten
September 2nd, 2026 06:07 PM
You were absolutely fantastic Marilyn! As a lender, it is often difficult to communicate with the listing agent but you made the process so easy and enjoyable. I truly appreciate you being so involved and always available throughout the entire...
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Mike Raynor was fantastic to work with! From the very forst day that we began the application process, Mike was fast to respond, extremely professional, and worked very h*rd on our behalf to push this process along in a timely manner. My husband...
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Reply from Michael Raynor Jr
July 14th, 2026 09:41 PM
Thank You. It was my pleasure
Exceptional service
Reply from Felix Castro
July 14th, 2026 03:38 PM
Charles, I appreciate your kind words about the service you received. I'm glad to know that you had a positive experience with Luminate Bank.
Geoff was very professional knowledgeable and made buying our first home easy!!
Reply from Geoff Huetten
September 2nd, 2026 06:07 PM
You are part of the team and did a great job throughout the transaction. Now you get the fun part of enjoying that beautiful home. Congratulations!
She has answers to every question and mafe made the whole peocess process super easy
Was very impressed with how easy Michael made the mortgage process.
Reply from Michael Raynor Jr
July 13th, 2026 02:58 PM
Thank You Bryan
comminucation and customer service
Mike worked diligently to stay on top of getting our loan completed And had amazing communication skills. He was always very easy to get ahold of and answer any of our questions.
Reply from Michael Raynor Jr
July 11th, 2026 07:47 PM
Thank You, Shaun
Geoff is a true professional and a great lender partner to work with! I highly recommend him.
Reply from Geoff Huetten
September 2nd, 2026 06:08 PM
Thank you so much Heather. I appreciate you! :)
Krista worked SO hard to make sure we could get into our dream home! She was always very clear in explaining every step and was always available to answer all of my questions (which I had many), which was so appreciated. I would recommend her...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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