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Michael Raynor Jr - Sr Mortgage Advisor in Minneapolis, MN

Michael Raynor Jr

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Sr Mortgage Advisor

Minneapolis
Eastern Washington University
Eastern Washington University
Mike Raynor is a seasoned loan originator, dedicated to helping clients navigate the complexities of the mortgage landscape. Mike leverages his extensive knowledge and NMLS # 148206 to provide tailored solutions for each client's unique fin... Show More
Mortgage
Mortgage Loan Officer
Eastern Washington University
Eastern Washington University
Contact Info
(509) 991-6742
Minneapolis, MN
https://mikeraynor.goluminate.com/
Location & Business Hours
Business Hours
Sat
6 AM to 8 PM
Sun
6 AM to 8 PM
Mon
6 AM to 8 PM
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Overall Ratings
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Reviews from Web
  • Encompass
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    Desiree J
    SPOKANE, WA
    Posted on September 12th, 2026 11:17 AM
    I felt very reassured throughout the process and Mike made things easy to understand! Thank you so much for everything.
  • Encompass
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    Mitchell T
    CHENEY, WA
    Posted on August 14th, 2026 05:15 PM
    He was very patient and understanding of my worries through out the process took time to explain what things ment or how to fix just made this experience less stressful and scary for a first time home buyer highly recommend him thank you for...
    read more
    Reply from Michael Raynor Jr
    August 14th, 2026 06:54 PM
    Thank you, Mitch. I am always happy to assist someone purchasing their home. Enjoy the skyline and sunsets.
  • Encompass
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    Meghan M
    Othello, WA
    Posted on July 14th, 2026 04:00 PM
    Mike Raynor was fantastic to work with! From the very forst day that we began the application process, Mike was fast to respond, extremely professional, and worked very h*rd on our behalf to push this process along in a timely manner. My husband...
    read more
    Reply from Michael Raynor Jr
    July 14th, 2026 09:41 PM
    Thank You. It was my pleasure
  • Encompass
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    Bryan I R
    KETTLE FALLS, WA
    Posted on July 13th, 2026 01:59 PM
    Was very impressed with how easy Michael made the mortgage process.
    Reply from Michael Raynor Jr
    July 13th, 2026 02:58 PM
    Thank You Bryan
  • Encompass
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    Shaun A M
    Othello, WA
    Posted on July 10th, 2026 10:49 PM
    Mike worked diligently to stay on top of getting our loan completed And had amazing communication skills. He was always very easy to get ahold of and answer any of our questions.
    Reply from Michael Raynor Jr
    July 11th, 2026 07:47 PM
    Thank You, Shaun
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    Sally R
    Posted on April 27th, 2021 07:24 PM
    After "working" 8 months with our first lender, we just expected that first home buying was just generally difficult and horrible with lots of stringing along. Then a friend recommended Mike, and from the second we called him, he got to work...
    read more
    Reply from Owner
    April 27th, 2021 07:37 PM
    It has been my pleasure, congratulations on your home!
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    Aimee K
    Posted on April 15th, 2021 11:28 PM
    An overall excellent experience working with Mike Raynor from Northpointe Bank!
    Reply from Owner
    April 16th, 2021 05:40 PM
    It was an honor working with you, thank you!
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    Nichole S
    Posted on April 15th, 2021 04:33 AM
    Mike was so great to work with during our home buying process! He went through all our loan options and explained every detail to us. He is very knowledgeable and made sure we were always in the know every step of the way.
    Reply from Owner
    April 15th, 2021 04:49 AM
    You were an absolute joy to work with! Thank you for trusting me with your home loan. Enjoy your beautiful new home.
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    Joseph M
    Posted on April 15th, 2021 04:03 AM
    Michael Raynor Jr has received a review with 5 star rating from Joseph M
    Reply from Owner
    April 15th, 2021 04:21 AM
    Thanks!
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    Alina
    Posted on April 15th, 2021 03:49 AM
    We just recently bought our first home near the Spokane area. And if it weren’t for Mike I don’t think we could have done it. To start off, he actually answers your phone calls and replies to your emails right away. He was the only loan officer...
    read more
    Reply from Owner
    April 15th, 2021 04:22 AM
    Thank you, I am truly humbled and grateful.
    • 10 of 25
    About
    Mike Raynor is a seasoned loan originator, dedicated to helping clients navigate the complexities of the mortgage landscape. Mike leverages his extensive knowledge and NMLS # 148206 to provide tailored solutions for each client's unique financial situation. With a commitment to exceptional service, he guides individuals and families through every step of the loan process, ensuring a smooth and successful experience.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Construction Loan
    USDA Loans
    Non-QM
    Self-Employed Mortgages
    Cash-Out Refinances
    Profit & Loss Only Mortgage
    Bank Statement Loans
    1099 Income Loans
    Specialities
    All government and Conventional Loans
    Non QM
    Self Employed
    Construction - FHA; VA ; Conventional
    Renovation
    Reverse Mortgages
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    Education
    • Eastern Washington University
      Eastern Washington University logo
    Positions
    • Luminate Bank - Sr Mortgage Advisor
      Apr 29th, 2026 - Current
    Memberships
    • NMLS
    • LUTCF
    Addresses and Serving Areas
    Primary Serving Area
    Spokane, WA
    Other Serving Areas
    Phoenix, AZ
    Colville, WA
    Sun City, AZ

    Year Started

    1993

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • nmls # 148206
    Hobbies
    • WIAA Basketball Official
    • Sr Softball-Major level
    • NCAA Basketball Official- retired
      • View All