
Crystal Lake- 40 Grant St, IL
Crystal Lake, IL

You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Al helped us through every step of the way and way more than happy to answer all of our questions. I couldn't be more pleased with his service!
Nancy had nothing to do with the experience, she was fine.
However the format and process of getting a loan is out of control with the redunencie of paperwork being asked for.
Kyle pours his heart and soul into his job. He works countless hours to make sure his clients are taken care of. I have referred him to several friends, clients and family members. You don't find many humans that care as much as he does.
Any questions I had got answered and I felt really well taken care of and in safe hands! I appreciate everything they helped me with and would definitely recommend them to anyone looking!
We live out of state in a different time zone but Nancy was always available and accessible. She made the stressful loan process not so stressful!
Reply from Nancy Howley
February 10th, 2026 08:06 PM
Navigating the loan process from afar can be challenging, Mary, so I'm glad that my availability made things a bit easier for you. It's important to me to be accessible and help alleviate the stress wherever I can. If there's anything more...
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I was able to get through the entire loan process from out of state. Nancy is very thorough and walked me through all the way to and including closing day. A REAL PRO.
Reply from Nancy Howley
February 9th, 2026 02:21 PM
I'm glad we could navigate the loan process smoothly together, even with you being out of state, George. Providing thorough guidance every step of the way is something I take seriously, and I'm pleased it made a difference for you. If there's...
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This has been my bank for over 20 years. I've tried to like it. I like the thought of a locally owned bank and to say I've given them the benefit of the doubt is an understatement, but they have just always been a hassle. Nothing is open on...
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Nancy was approachable, very responsive and thorough.
Thank you
Reply from Nancy Howley
January 22nd, 2026 05:08 PM
I'm pleased to know you found me approachable and thorough, Todd. Being responsive and ensuring that all your needs are addressed is a priority for me. If there's anything else I can help you with, please feel free to reach out. Thank you for...
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Crystal Lake- 40 Grant St has received a review with 5 star rating from Todd S
Crystal Lake- 40 Grant St has received a review with 5 star rating from John M
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.