
Crystal Lake- 40 Grant St, IL
Crystal Lake, IL

You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Barb has communicated very well. Questions that came up were promptly answered. She guided us through the loan process with ease. I would recommend her to anyone.
Reply from Barb Kelly
March 20th, 2026 07:32 PM
I appreciate your feedback, Craig. It's wonderful to hear that you found my communication effective and the loan process smooth. I'm glad I could assist you along the way. If there's anything else you need, I'm here to help.
Barb has communicated very well. Questions that came up were promptly answered. She guided us through the loan process with ease. I would recommend her to anyone.
Easy and quick process.
Reply from Nancy Howley
March 19th, 2026 03:08 PM
It's great to hear that the process was easy and quick for you, Shane. Making things straightforward and efficient is always my goal. If there’s anything else you need, don't hesitate to let me know.
Good service when you go inside on of their locations. But if something happens during the weekend you’re screwed. Love that I can’t use my card just because of a declined payment. Actually have to wait for business hours and get it fixed....
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It was an easy process to apply for and close on a HELOC. Nancy did a great job accomodating our existing travel plans allowing us to close out of state . This was a great experience.
Barb is a top profreshional. She is smart, patient, accountable, and hard working. She exudes character capacity and commitment You are fortunate to have her on your Team!
Reply from Barb Kelly
March 16th, 2026 06:45 PM
I truly appreciate your thoughtful feedback, Matthew. It means a lot to know that my qualities and commitment made a positive impression on your experience. If there's anything further I can assist you with, please feel free to get in touch....
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Raquel went above and beyond what I could have imagined. I know this wouldn't have happened without her.
Available to answer questions. Walked us through processes.
Elizabeth Zak is amazing, if you are looking for lending she can help get you into the home you want.
We had a GREAT experience with Stewart Hoyer in Appleton! He is extremely knowledgeable on what he does and was available through all steps of the loan process. He has a great personality and this made us comfortable asking him questions. We...
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.