Luminate Bank - Smithtown, NY

Rich sciarrone is the excellent loan officer. I got commitment with in 20 days as a fist time home buyer. I never heard any offer did it so fast. Also 100% secure my personal information What is most important in part of my credit history....

Rich is the best! He's very helpful in every way. My family goes to Rich to refinance and for new mortgages. I've been bothering him for years before closing on a house and he's been patient with me providing pre-approvals and answering any...

Rich was very helpful and professional Every step of the way with my refinance on my home. Rich made the whole process simple and explained every detail from start to finish.

Rich provided white glove service! Thorough, responsive and very professional. This was a touchy situation for us and he went the extra mile time and time again. I can't say enough positive things about him.

He arranged for a very smooth closing that went off without a hitch. When every I had a question he responded immediately with a answer. I would highly recommend Rich.

Rich made it Happen , he was great in walking us through the loan process. He took the pressure off us and got us the loan we needed to buy our dream house .. Can't thank him enough...

Rich is such a wonderful resource and is professional, caring and conscientious through-and-through. I wouldn't make a move without using him for funding.

Rich have helped my family and I with home purchase , Refinance on multiple occasions for many years. I would always go back to him when buying properties and will have my family and friends do so. Rich is helpful, respond immediately to questions,...

Rich made it Happen , he was great in walking us through the loan process. He took the pressure off us and got us the loan we needed to buy our dream house ..Can't thank him enough...

Rich went out of his way to make what is always a very stressful process much easier. Rich did all of the work and was always available to answer all of our questions...and we had a lot. I would definitely work with him again and I would certainly...