Luminate Bank - Smithtown, NY

Richard was great to work with. He listened and explained the process thoroughly. Any time something came up he was quick to keep me informed. Would highly recommend.

Rich was instrumental in making my home purchase smooth and painless. He processed all paperwork without delay and followed through with me every step of the way. He explained everything in detail so that I could understand what exactly what...

Rich has helped my family with multiple home purchases and refinances and has always been a pleasure to work with. His communication is second to none. Product knowledge he possesses makes working with him time and time again a no brainer....

Rich helped us refinance our mortgage to an excellent rate. He made the whole process easy and answered all of our questions at anytime of day. Rich was patient and a true professional. I would recommend him to anyone for financing needs!

Richard made the home buying process less complicated. He is super knowledgeable, helpful, thorough, and personable. He had my best interest in mind at all times. He never made me feel like I was asking too many questions. I could text him,...

excellent work

Great service from Rich.

Rich was a pleasure to work with and he went above and beyond to make sure everything was simple and painless.

The best !

Rich was always available to answer any questions and made the whole process absolutely seamless.