Luminate Bank - Smithtown, NY

Mortgage disaster recovery?! Rich came in and took care of it. He was very easy to work with, very responsive, and knowledgeable. A big thank you from my family for helping us close on our new home!!!

I found Richard Sciarrone to be honest, efficient, knowledgeable, and a person who spends the time to listen then work on what it takes to make the deal. This is the 2nd time I've worked with Richard. Both times I had a great experience. I'm...

I was recommended to Rich by a friend. From the beginning, it has been great to deal with Rich. He is knowledgeable, detail oriented, available to answer any questions and most importantly helpful. I would highly recommend Rich to anyone in...

He was very professional, helpfull, and detail about every of piece of information that requires his attention and non-required also. He is one of a kind that you could ever work with it. I will most definitely recommend him to families, friends...

What a great quick and easy experience, Rich was knowledgeable, helpful, & professional. I would defiantly recommend him for all your home loan needs!!!

Rich was a pleasure to deal with, he came highly recommended from a friend and was in constant communication with us on every step in the refinance process. He was on top of everything and made this process seem quick and effortless. I would...

Gregg is truly wonderful to work with. He was there from beginning to the end (and everything in between) of the process. I believe we won't have a nice home buying experience if we did not meet him. All our questions were answered from the...

I had been wanting to refinance my home for years. I was not able to do it. When I met with Michael and his team they took the time to look over my finances and details of my home and gave me advice on what to work towards to allow me to accomplish...

I had been wanting to refinance my home for years. I was not able to do it. When I met with Michael and his team they took the time to look over my finances and details of my home and gave me advice on what to work towards to allow me to accomplish...

Mike was great to work with. He answered all of our questions regarding our refinance (and we had a lot of them). He gave us options and helped us through the process. My husband and I are so happy everything went so smoothly.