Luminate Bank - Smithtown, NY

Michael Campites was very knowledgeable and made our experience very smooth. He responded immediately to all of our questions. We would highly recommend him and will use him again in the future.

Just closed on our home and even with the inevitable issues that arise, plus a few the seller surprised us with, the entire process was just under 2 months. Rich was extremely quick in getting everything together and processed so that we could...

We just closed on a refinance of our home. Great experience and super easy process, all we had to do was send our paperwork and Rich did the rest. Thank you so much for all your hard work!

Rich was amazing in quickly helping me refinance my mortgage. He was very knowledgeable, patient, and stayed on top of me to get all of the information needed to close the loan. I recommend Rich for all mortgage needs.

We highly recommend Rich when buying a home. This was our first house, so we had a ton of questions, and he explains everything so clearly and made the process very smooth and easy! He came recommended from our realtor and we're so happy with...

What a great experience with Rich. Couldn't have been happier with the whole process of buying our first home. He explains everything and all questions, and is always avaliable to talk at any time. He just makes you feel comfortable with all...

Had a very good experience using Rich as our mortgage rep. The process was easy, moved quickly and effortlessly. He came as a referral from a friend when the mortgage guy we were using wasn't working quickly enough for us to buy our home.

Gregg was absolutely amazing in helping my wife and I secure a mortgage. He was helpful and always made himself available to whatever we needed, especially if it was an explanation we sought. In these type of matters, communication is key and...

Rich was a pleasure to work with. I recently closed on a cash-out refinancing of my house through Rich, and his experience and knowledge and ability to explain everything were hugely helpful to me in trying to identify the best option. In addition,...

This is the second time that my wife and I had the opportunity to work with Rich. After trying another lender we ended going back to Rich because he knew exactly what we needed to do to get the deal done. Very responsive and you feel like you...