Luminate Bank - Smithtown, NY

Rich was very professional during the whole process. Easy to communicate and he knows what he is doing. He was very helpful, sincere and positive. He got the whole thing done in my time frame. No hassle to deal with him

Rich was great to work with and he was very knowledgeable. He was always in communication and was easy to get a hold of and quick to respond. He made every step easy and was quick to execute any responsibilities on his end. I would absolutely...

Working with Gregg for our first home purchase was a seamless process! A friend of ours recommended him and we couldn't be more satisfied. He was always available to answer questions or relieve concerns. On top of that, throughout the process...

Rich was a pleasure to work with, far exceeded my expectations with regard to what benefits I would be able to receive from my refinance. He was able to assist me with the cash out I was hoping for to remodel my home, lowered my monthly payment,...

I would tecommmed Rich to anyone, he is asProfessional as there is. I can't thank Rich enough for all him time and hard work. I have to say I am very blown away at the personalization he gave my situation and his way of delivering everything...

Rich was very professional during the whole process. Easy to communicate and he knows what he is doing. He was very helpful, sincere and positive. He got the whole thing done in my time frame. No hassle to deal with him

Gregg was an absolute pleasure to work with! He had my mortgage done and closed in under 2 weeks...as unbelievable as it sounds, it happened. Very responsive, accurate and dependable.

Rich was informative, knowledgeable and keenly aware of my needs. He was able to smoothly get me through the refinance process and kept me informed through the deal. I've used Rich twice and I'll always come to him first if I ever need a mortgage...

Michael is a wizard when it comes to offering the best rate. This is what set him apart from the other two lenders we were initially working with, but his excellence does not stop there. He is very comfortable to work with and his availability...

I do not have enough words to thank you and to describe my gratitude. I have worried and prayed for years about this, and finally God sent you to perform this miracle. What a blessing you have been! Please thank your whole wonderful team for...