Luminate Bank - Smithtown, NY

Michael made the entire loan process so easy. He was available 24/7 to answer all my questions. That is a rare find. Like I said call him today for all you loans. Tell your friends and family.

I was a first time home buyer on my own. Rich was always willing to explain things to me in laymens terms. Worked numbers whenever I needed. He was prompt, flexible, always working around my busy schedule. He has great energy and really shows...

As first time home owners, my husband and I didn't know much about the mortgage process. My cousin referred us to Rich because we weren't fully satisfied with our initial mortgage broker. I am glad we called Rich for a second opinion because...

He did a great job getting me from start to finish. Quick response time, good communication, knowledgeable about what was needed to get me through the mortgage process. It went through without hardly any issues.

As first time home buyers, Gregg made this experience as easy and stress free as possible! Not only is he easy to talk to and as friendly as could be, he is extremely thorough and knowledgeable and really kept our best interest in mind throughout...

I only have kinds, wonderful things to say about Gregg. Gregg walked me through the entire process and made it painless. He worked with me for over a year until I found the perfect home. He was always reachable and responsive. The home buying...

Rich handled my ex-husband's re-finance of a second home AND my bosses' jumbo uber home purchase and both came away with great things to say about working with Rich. This being the first time I have purchased on my own - and with the extra...

Rich is right on target when you have questions and concerns. He is there to make you feel secured and taken care of. He has suggestions that made me confident about the decisions I was making. His personalized service and sense of urgency...

Rich is an amazing person who takes his job seriously. He is personable and he makes you feel really comfortable and you have no hesitation trusting him. You can reach him anytime, especially through text messages. He delivers what he promises....

I would tecommmed Rich to anyone, he is asProfessional as there is. I can't thank Rich enough for all him time and hard work. I have to say I am very blown away at the personalization he gave my situation and his way of delivering everything...