
L
Lower Mortgage, Valencia, CA
Valencia, CA

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Edgar is real and he always responds so quickly to questions
Edgar and his team treated me like family. Always available for my question and concerns. They made the whole buying a home process a breeze.
easy and fast refinancing process
A very personalized experience, excellent communication, and guidance.
When ever I had a question you guys were available to me wether it was through email or phone. You guys would get me to right away. Thank you for that.
Edgar and his team were very informative and kept me up to date with everything that was going on with the refi, step by step.And made the paperwork easy even with this pandemic going on.
Edgar is extremely responsive, and transparent in communicating finance information. He quickly clarified any questions I had about interest rates and market conditions. I would definitely recommend his expertise.
Edgar stayed on top of everything and made it a very easy transaction.
Edgar is the best at what he does.
He is dedicated to getting the best rates for his clients.
I just closed another transaction with Edgar Ibarra and Team. Edgar has been my go to lender for years because of his excellent work ethic, he keeps me informed and is never late. I truly recommend Edgar Ibarra for all of your Real Estate lending...
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811–820 of 1044
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.