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Lower Mortgage, Valencia, CA
Valencia, CA
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Very knowledgeable, friendly and communicative
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everyone in Edgar's team is very professional, the transaction was fast and smooth, my clients were happy with the communication they had
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The open communication
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Que sigan siendo unas personas con buen profesionalismo con sus clientes. Muy excelente servicio y personal.
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Edgar really let us know all that we were getting ourselves into and because I was a first time refinance client he really was extra helpful. Everyone was always willing to answer my calls and questions and even find loop holes caused by COVID....
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She is a great communicator and friendly
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Edgar Ibarra has been my clients, family and my lender for years. He is the Best hands down!
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Edgar Ibarra is a genius at what he does and has been my preferred/only lender for years as he will continue to be.
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Helpful and made process a smooth transition.
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Very helpful, offered lots of options that fit our needs. Worked with what we had and made the process so easy and pleasant.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.