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Lower Mortgage, Valencia, CA

Valencia, CA
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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
98%
4 Star
2%
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Reviews from Web
  • P
    Pablo R
    Rosamond, CA
    Posted on December 9th, 2023 05:51 AM
    Edgar was very helpful and supportive throughout the loan process. He answers to all our questions, he made us feel like family, very professional. He took an otherwise nerve racking experience And made felt comfortable with our decision making....
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    Reply from Edgar Ibarra
    December 4th, 2025 02:16 PM
    Thank you for your glowing review of PRMG! We're thrilled to have exceeded your expectations. Our team strives to deliver outstanding service, and it's gratifying to know that we succeeded in making your visit exceptional. We value your support...
    read more
  • W
    Wilmer P
    Rosamond, CA
    Posted on December 8th, 2023 05:10 PM
    I had the pleasure of working with Edgar Ibarra as the Lender for my 1st Time home buyers clients, and the experience was nothing short of exceptional. Edgar's expertise and professionalism were evident throughout the process. He guided my...
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    Reply from Edgar Ibarra
    December 4th, 2025 02:16 PM
    Thanks Wilmer . We make a great Team ! Goal is to have the client have the best experience possible , always !
  • S
    Santos S
    LANCASTER, CA
    Posted on December 4th, 2023 11:07 PM
    They were very friendly and profecional.
    Reply from Edgar Ibarra
    December 4th, 2025 02:16 PM
    Thanks for reviewing us! We're happy to know that you've had a great experience and look forward to seeing you again soon!
  • B
    Brenda G
    San Bernardino, CA
    Posted on December 4th, 2023 02:58 PM
    Every thing about the experience was excellent would definitely will recommend to my family,
    Reply from Claudia Diaz
    December 8th, 2025 09:46 PM
    Thank you, Brenda! It was a pleasure to be a part of this journey,
  • Y
    Yesenia G T
    San Bernardino, CA
    Posted on December 1st, 2023 05:25 PM
    Words cannot explain how grateful I am for the Justine, Lorretta and Claudia. I admired the work they did and the approach they had with people, advocating for people but the initial call with Claudia gave me the reassurance I needed that I...
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    Reply from Claudia Diaz
    December 8th, 2025 09:46 PM
    Thank you for posting your positive review. Our team here at PRMG is committed to providing high-quality customer service, and we’re thrilled to hear that we made a good impression on you. We hope you will visit us again soon.
  • J
    Jonathan P L
    Hesperia, CA
    Posted on November 29th, 2023 06:46 PM
    Everything was great. Thank you.
    Reply from Claudia Diaz
    December 8th, 2025 09:46 PM
    Congratulations on the purchase of the NEW home! It was a pleasure to assist you with your home loan.
  • I
    Isaac O
    Palmdale, CA
    Posted on November 27th, 2023 09:26 PM
    Edgar and his team are super responsive. They are always looking for solutions. To this day I have never cancelled an Escrow we opened. Their insight, experience, knowledge, and know-how have become great assets to my business.
    Reply from Edgar Ibarra
    December 4th, 2025 02:16 PM
    Thanks Isaac ! Never a dull moment ! Were lucky to have great clients!
  • L
    Leslie J M
    San Bernardino, CA
    Posted on November 25th, 2023 06:42 PM
    Our experience with Claudia , was defiantly one that we will always truly remember. Why? Because she defiantly walked with us through the process without letting go. During a big process likes this, in purchasing a home, you want somebody that...
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    Reply from Claudia Diaz
    December 8th, 2025 09:46 PM
    Thank you, Leslie and John, for your kind words. You guys are so deserving of being homeowners and I so grateful for being a part of this HUGE milestone. May you fill your home with lots of love and happiness congratulations.
  • D
    Daniel M
    Palmdale, CA
    Posted on November 15th, 2023 04:05 PM
    Communication. Edgar constantly updated us on the status of the file, keeping us informed on a daily basis throughout the transaction. Very nice to work with someone so responsive, courteous and helpful. Highly recommend and look forward to...
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    Reply from Edgar Ibarra
    December 4th, 2025 02:16 PM
    Thank You Daniel! your professionalism made my job alot easier . It was good to get to know you a little better !
  • O
    Oscar V
    Lancaster, CA
    Posted on November 13th, 2023 09:15 PM
    communication from your assistants
    Reply from Edgar Ibarra
    December 4th, 2025 02:16 PM
    Thank you for your kind words! We're delighted to know that you had a fantastic experience with us. Our team strives to make every visit special, and your review reinforces our commitment to providing outstanding service. We appreciate your...
    read more
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.