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Lower Mortgage, Valencia, CA

Valencia, CA
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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
98%
4 Star
2%
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Reviews from Web
  • L
    Leticia M
    Rosamond, CA
    Posted on July 9th, 2024 01:23 PM
    Always look for the better options for clients & performing on time..
    Reply from Edgar Ibarra
    December 4th, 2025 02:16 PM
    Thank you Leticia ! it was a fun one!!
  • M
    Mirca N M
    Palmdale, CA
    Posted on July 5th, 2024 05:22 PM
    Claudia was very responsive to our emails and calls. She was able to explain everything to us in detail.
    Reply from Claudia Diaz
    December 8th, 2025 09:47 PM
    It was a pleasure to assist you in your journey to homeownership! Two huge milestones new baby and a house in the same month congratulations.
  • B
    Beatriz S A
    Posted on June 29th, 2024 05:20 AM
    Working with Claudia and her team was amazing! Their passion for the work that they do, can be seen through their work ethic, professionalism and their knowledge.
    Reply from Owner
    July 1st, 2024 05:45 PM
    Hello Beatriz, thank you for your feedback it was a pleasure to assist you and Alfredo with the financing of your first home purchase. Congrats!
  • B
    Beatriz S
    Hesperia, California
    Posted on June 29th, 2024 05:15 AM
    As new homeowners, we had several questions and Claudia was willing to educate us and support us (held our hand through this journey). We can tell that Claudia is passionate about her work!
    Reply from Claudia Diaz
    December 8th, 2025 09:47 PM
    It was a pleasure to assist you and Alfredo on the purchase of your new construction home! The house is beautiful congratulations on the purchase of your home thank you for putting your trust in me in the financing of your home loan.
  • J
    Jessica T
    Hesperia, California
    Posted on June 29th, 2024 03:07 AM
    Claudia was amazing me and my family really appreciate all her help she did the best she can she was always there to take our calls for any questions or help we are really grateful for her help we are now home owners and we couldn’t be more...
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    Reply from Claudia Diaz
    December 8th, 2025 09:47 PM
    Thank you for your kind works Jessica it was a pleasure to you in your journey to homeownership. Congratulations 🎈🎊🍾
  • R
    Rosa V
    Lancaster, CA
    Posted on June 21st, 2024 04:28 PM
    Edgar was incredibly professional during the entire escrow process and kept constant communication with all parties involved. The experience was Excellent!
    Reply from Edgar Ibarra
    December 4th, 2025 02:16 PM
    Thank you Rosa!!! appreciate your comments.
  • I
    Isaac O
    Lancaster, CA
    Posted on June 21st, 2024 03:19 PM
    Edgar and his team are knowledgeable, creative, dedicated, and above all communicative. They go above and beyond for my clients in helping them build, protect, and transfer their wealth into a legacy through homeownership or real estate investment....
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    Reply from Edgar Ibarra
    December 4th, 2025 02:16 PM
    Thank you Isaac , it was exciting to see our clients get into a great home!!!
  • M
    Miguel B
    Palmdale, CA
    Posted on June 18th, 2024 04:20 PM
    Claudia provided such great help and advice to my spouse and I. She made herself available at any time to answer our questions as first time buyers. We never had to wait more than 30 minutes for her to get back to us with any information we...
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    Reply from Claudia Diaz
    December 8th, 2025 09:47 PM
    Thank you, Miguel it was a pleasure, for assisting you and your wife, with the financing of your VA home loan just in time before the baby arrives! Wow two huge miles stone in the same month! Thank you for trusting me with the financing of...
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  • J
    Jose Z
    Lancaster, CA
    Posted on June 16th, 2024 09:22 PM
    Edgar is a true professional. Always had an update without me having to request one. His experience and knowledge far surpass other lenders in the industry! In all the years I've worked with Edgar, I've never had an issue.
    Reply from Edgar Ibarra
    December 4th, 2025 02:16 PM
    Teamwork my friend !! thank you for the support and for teaming up with us on yet another deal!!
  • C
    Consuelo F
    Apple Valley, CA
    Posted on June 10th, 2024 11:52 PM
    I would love to start by saying Claudia what an amazing lender you are! From explaining everything clearly to having solutions for any problems that surfaced! You really made sure we were taken care of. I’ve heard a lot of stories of different...
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    Reply from Claudia Diaz
    December 8th, 2025 09:47 PM
    I am truly touched by your kind words, Consuelo. It was a pleasure to be a part of such a pivotal moment in your life. I'm right here if you need anything in the future. Thank you for trusting me to assist you. Enjoy your new home!
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.