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Lower Mortgage, Valencia, CA
Valencia, CA

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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closed
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9 AM to 5 PM
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Reviews from Web
Edgar Ibarra has received a review with 5 star rating from Lilit P
Reply from Edgar Ibarra
August 21st, 2024 06:40 PM
I'm thrilled to know that you had a positive experience with me at PRMG. I strive to ensure the satisfaction of all my customers, and I'm glad to see that reflected in your 5-star rating. If you have any more needs or questions, don't hesitate...
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Edgar Ibarra has received a review with 5 star rating from Lilit P
Reply from Owner
August 21st, 2024 06:40 PM
I'm thrilled to know that you had a positive experience with me at PRMG. I strive to ensure the satisfaction of all my customers, and I'm glad to see that reflected in your 5-star rating. If you have any more needs or questions, don't hesitate...
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Thank you for your service!
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
I'm thrilled to hear you were satisfied with the service, Lilit! Your positive feedback is really appreciated. Here at PRMG, we strive to provide top-notch service to every customer. Should you need anything else in the future, please don't...
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Claudia Diaz has received a review with 5 star rating from Ngoc T N
Reply from Claudia Diaz
December 8th, 2025 09:47 PM
Thank you
Claudia Diaz has received a review with 5 star rating from Adrian E
Reply from Claudia Diaz
December 8th, 2025 09:47 PM
Thank you!
Edgar was on top of things!! 👍🏼👍🏼👍🏼👍🏼👍🏼
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
Appreciate your comments , look forward to seeing your name on another transaction!!
Claudia made my first home buying process as smooth as possible! I initially reached out to Claudia for a roadmap to purchasing a house. Next thing you know, we were out buying a house! Within a month we closed escrow and Claudia was there...
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Reply from Claudia Diaz
December 8th, 2025 09:47 PM
Thank you for great review I'm so happy for you and David. Congratulations on this huge miles stone excited for you guys are you will be able to celebrate the holidays this year in your new home.
Claudia Diaz has received a review with 4.83 star rating from Merlin L
Reply from Claudia Diaz
December 8th, 2025 09:47 PM
Thank you for trusting us with the refinance of your home.
We were introduced to Edgar and his outstanding team through our agent, and I must say he went above and beyond in our home-buying journey. Edgar’s extensive knowledge of the market and various loan options made it incredibly easy for us to...
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Reply from Edgar Ibarra
August 21st, 2024 06:41 PM
thank you So Much Arbi . it was such a pleasure to work with you both . enjoy your new home !
We were introduced to Edgar and his outstanding team through our agent, and I must say he went above and beyond in our home-buying journey. Edgar’s extensive knowledge of the market and various loan options made it incredibly easy for us to...
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Reply from Owner
August 21st, 2024 06:41 PM
thank you So Much Arbi . it was such a pleasure to work with you both . enjoy your new home !
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.