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Lower Mortgage, Valencia, CA
Valencia, CA
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Claudia Diaz has received a review with 5 star rating from Veronica G
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Edgar has always been reliable, professional. Everything you need in a mortgage broker.
He is the best! !!
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
I hope you won't misunderstand this because a lot of people don't give strangers a friendship hand. Forgive me if I have just intruded your privacy. But I hope you understand that I am just trying to be a friend. I sent you a friend request...
read more
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Went above and beyond to get us financed and I to our home..
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Claudia Diaz has received a review with 5 star rating from Otto G
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Edgar Ibarra has received a review with 5 star rating from Jose Z
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Words cannot describe the love I have for this crew
Give Edgar a chance and u will see his staff is knowledgable and amaaaaaaaziiiiiing to work with his experience speaks for himself
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Edgar Ibarra has received a review with 5 star rating from Steven L
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We've been working with Edgar since 2008. He is the most trusted person we recommend to our clients for all their mortgage lending needs.
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Very professional, well rounded and knowledgeable and makes the whole loan process so stress-free. Love him!
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Personally know that Edgar Ibarra is the Best at what he does.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.