Lower Mortgage - Orlando, FL
Orlando, FL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Todd made the process easy.
Reply from Todd Manley Richards
March 9th, 2026 06:36 PM
I'm pleased to hear that I could make the process easy for you, Rodney. If there's anything more you need or any questions arise, feel free to reach out.
Todd Manley Richards has received a review with 5 star rating from Robert G
Answered all 9001 of our questions with patience and understanding.
Reply from Todd Manley Richards
March 9th, 2026 07:01 PM
It's great to know that I could address your many questions with patience and understanding, Robert. Your inquiry is always encouraged, and I'm here to help whenever you need it. Feel free to reach out at any time if further questions come...
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From day one working with Todd has been GREAT. He has been responsive and always keeping us up to date on our progress. Our needs and questions were always answered timely.
Reply from Todd Manley Richards
March 4th, 2026 03:50 PM
I'm grateful for your kind words, Kristina. It's my priority to ensure that you are well-informed and supported throughout the process. If you have any further questions or need assistance in the future, please don't hesitate to reach out.
Great place to work with! Todd and Gina were responsive and supportive
Todd responded right away and Gina also. I appreciated being able to ask all my questions and have their support through this process. Thank you SO much for making the home buying process a breeze!
Reply from Todd Manley Richards
February 20th, 2026 06:06 PM
I'm glad to hear that you found the support helpful, Dax. Your questions are always welcome, and I'm pleased that Gina and I could assist in making your home buying experience smooth. If you ever need further assistance, feel free to reach...
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The process was seamless because we had help all along the way making sure that we submitted everything we needed to submit.
Reply from Todd Manley Richards
February 19th, 2026 03:53 PM
I'm pleased to hear that the process was smooth for you, Chandler. It was my goal to provide the necessary guidance and support throughout. If there's anything else I can assist you with, please feel free to reach out.
Todd has been one of our favorite people to work with for years now. He's so helpful, and amazing with giving us all the details and information helping us make the best decision that serve our family.
Reply from Todd Manley Richards
February 19th, 2026 09:26 PM
It's great to know that you found the experience positive, Alison. Providing helpful information and details to aid in decision-making is always my aim. If there's anything further I can do for you, please do not hesitate to get in touch.
Communication, flexible, extremely knowledgable and organized. Everything was clear and detailed . We appreciate everything you did to help us in this process, especially during closing.
Reply from Patrick Srichaiyan
March 18th, 2026 02:39 PM
Thank you so much for the thoughtful feedback! I’m really glad to hear that the communication, organization, and flexibility made a difference for you. My goal is always to keep everything clear and make the process as smooth as possible, especially...
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Patrick was always quick with a response and patient with our questions. He helped make buying a house less stressful. We appreciate you!
Reply from Patrick Srichaiyan
March 18th, 2026 02:40 PM
Thank you so much, I really appreciate that. I know buying a home can be stressful, so I’m glad I could help make it easier for you. It was a pleasure working with you and I’m always here if you need anything in the future.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.