Lower Mortgage - Orlando, FL
Orlando, FL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Very attentive and helpful with all my needs. Always available and willing to help with the process as well as very personable. As. First time buyer it was quite stressful at times during this process, but Todd and others at Waterstone Mortgage...
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Reply from Owner
July 12th, 2018 12:00 AM
Thank you for the great review. Buying a home can be stressful, especially the first time around. We're glad to hear that Todd and his team were friendly and were able to thoroughly explain each step of the loan process. Congratulations on...
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Patrick and his team did a great job for a quick close with zero problems. Good communication with step by step instructions along the way to make this a great experience!
Reply from Owner
June 28th, 2018 12:00 AM
Thank you for the great review of Patrick and his team, T.J. It's great to hear that your loan closed on time and with no problems! Having an attentive loan originator by your side during the mortgage loan process makes all the difference....
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Patrick did an amazing job with our mortgage process. His team always communicated with us in a timely manner and they were able to get us to close earlier than expected! It was a night and day difference than our previous mortgage experience....
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Reply from Owner
June 6th, 2018 12:00 AM
Thank you for your review. What a nice surprise, closing earlier than expected! Having a loan originator who provides constant communication throughout the loan process is key. Enjoy your new home!
Todd Richards is so helpful and has a way of explaining things and getting your paperwork done and fast ,It was a pleasure to do business with Todd and his team ,I would recommend them to anyone they are the best and it is not my first time...
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Reply from Owner
June 4th, 2018 12:00 AM
Thank you for the review. We're pleased to hear that Todd and his team were able to explain things clearly during the loan process. Enjoy your new home.
2nd time Todd and Waterstone have helped me purchase a home. Great service, great communication, on time closing, and no surprises. Will definitely use again in the future.
Reply from Owner
May 31st, 2018 12:00 AM
Thank you for the review, Chris. We're glad you chose to work with Todd and Waterstone Mortgage again for your homebuying needs. We hope to work with you again in the future!
I am a first time homebuyer and I have heard nothing but horror stories on how tedious and stressful the financial aspect of homebuying can be. Let me be the first to tell you that Patrick and Waterstone Mortgage are amazing. This process was...
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Reply from Owner
May 9th, 2018 12:00 AM
Thank you for the 5-star review! Consistent and transparent communication with your loan originator certainly helps streamline the loan process, and it sounds like Patrick delivered a very positive loan experience for you. Congratulations on...
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Patrick was great to work with throughout the entire home-buying process! He was very good at communicating where we were in the process/what particular documents were for, answering questions, and getting documents to me and submitting them...
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Reply from Owner
April 23rd, 2018 12:00 AM
Thanks for the great feedback, Haley! We're glad you had a streamlined and positive loan experience with Patrick. Enjoy your new home.
Todd was extremely helpful during the entire process of finding a new house and purchasing. He was always available and responded very quickly any time I had a question. He explained everything in detail and did everything he could to help....
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Reply from Owner
April 16th, 2018 12:00 AM
Thank you, Michelle, for the 5-star review! It sounds like you had an exceptionally positive experience with Todd. Having a loan originator who takes the time to ensure you understand the loan process makes everything easier. Stay in touch!...
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I really appreciate how fast and easy my purchase was done. He was accurate and always explained everything and even help me when I really needed in the system to complete my paperwork.
Reply from Owner
April 12th, 2018 12:00 AM
Thanks for the great feedback, Carmen. Having a quick loan process is always a good thing! We hope you're enjoying your new home.
Patrick at Waterstone Mortgage was extremely helpful, efficient and was very thorough! Rob in his office was very detail oriented and they both were always readily available if we had questions.
Reply from Owner
April 5th, 2018 12:00 AM
We are glad to know that Patrick and Rob were so efficient and thorough with your homebuying process. Having helpful professionals by your side makes purchasing a home that much better! Congratulations!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.