Lower Mortgage - Orlando, FL
Orlando, FL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Todd and his team are wonderful to work with from beginning to end. I highly recommend them for any mortgage needs! Very good experience and I would use them again!
Reply from Owner
January 7th, 2021 12:00 AM
Thank you for taking the time to write this review, Mcandh! Providing excellent customer service, throughout the loan process, is always our top priority. We're glad you received nothing but the best from Todd and his team.
Patrick made the process so easy and he was always available to answer any of my questions, prompt response and he was able to explain everything in terms that was easy to understand. I would absolutely recommend Patrick to anyone!!!
Patrick is very diligent and responsible. He is for you to answer all your questions. Also, he has a good team who communicate well between each other.
Reply from Owner
November 30th, 2020 12:00 AM
Thank you for writing this review! We're glad Patrick and his team were so helpful and answered all your questions.
Patrick and Thomas at Waterstone made the experience of buying a new house a pleasure. They were very easy to contact and answered any and all questions we had during the process. Any issues or delays were out of their control (Underwriter/VA/Seller)...
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Reply from Owner
October 15th, 2020 12:00 AM
Thank you for taking the time to write these wonderful words, J. A fast, easy loan process is what we try to provide all of our customers, whether they are simply refinancing or buying a new home. We look forward to working with you again,...
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Patrick and Thom were great, always responded ASAP, kept me updated on my transaction, treated me first class, had the utmost patience, got me the best deal possible.
Reply from Owner
October 6th, 2020 12:00 AM
Thank you for taking the time to leave Patrick and Thom this review! We agree... responsiveness is an essential trait in a loan originator. We're glad the team was able to provided you with an amazing mortgage loan experience. Enjoy your new...
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Patrick is wonderful! I have used him for both of my mortgages and I will continue to use him for any of my mortgage needs. He is very organized and very attentive with any and all questions that I had. He is very knowledgeable and quick with...
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Reply from Owner
October 6th, 2020 12:00 AM
Thank you for this glowing review, Kat, and the 10 out of 10! We agree, Patrick always goes the extra mile. We're happy Patrick and Waterstone Mortgage have earned your trust and we look forward to working with you again in the future for all...
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We arranged for Patrick to refinance our daughter's townhome in Davenport, FL. We had already arranged for a re-finance with our existing mortgage lender for our home in California. When Patrick got our daughter a lower rate, we said "what...
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Reply from Owner
September 28th, 2020 12:00 AM
Thank you for this wonderful review. We're glad your loan experience with Patrick and Waterstone Mortgage went so smoothly. We pride ourselves on providing our borrowers with exceptional service and it sounds like you received nothing but the...
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I was working with another company to purchase my own home in the Tampa area after having moved from Orlando 2 years ago. I worked with Patrick professionally before I moved, and chose to use a lender someone recommended in the Tampa area....
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Reply from Owner
August 28th, 2020 12:00 AM
Wow, Tim! Can we just say we ❤️ this review! We are so happy you entrusted Patrick and Waterstone Mortgage with assisting you with the purchase of your own home and the continued homebuyer referrals you send our way. It sounds like Patrick...
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I was referred to Patrick by my sister, so I decided to give hime a call. Now, I have purchased homes in the past and it was so smooth sailing. Previous lenders were very disorganized or very "corporate". Patrick was very upfront but friendly,...
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Reply from Owner
August 6th, 2020 12:00 AM
Thanks for the review, Crystal! We're glad to hear Patrick was so committed to providing you a positive loan experience and quick closing. We hope you'll return with any future homebuying or refinancing needs.
Listen, if you’re unsure who to use as your Mortgage Professional, Patrick is the real deal. He’s your guy. Have used Patrick’s professional mortgage services twice personally and have been so pleased I’ve also introduced him to several of...
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Reply from Owner
July 2nd, 2020 12:00 AM
Thank you for providing a review! We agree - Patrick is an amazing guy who always put his clients needs first so they understand the ins and outs of every homebuying or refinance process. It is amazing to hear you have worked with Patrick on...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.