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Lower - Orange Beach, AL
Orange Beach, AL

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mike was PHENOMENAL to work with! Personalized our experience based on the needs of our business!
Reply from Owner
October 18th, 2025 12:04 AM
Thank you
Mike Carey did an exceptional job with my client. He took his time to explain the process to her and always answered any questions that my client had and I had. Plus you can reach him on the weekends. I highly recommend Mike if you have first...
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Reply from Owner
October 18th, 2025 12:03 AM
Thank you!
Mike is an amazing person to know, especially if you need a lending partner or are in the real estate space! His experience and care for his customers are second to none. I look forward to working with him again!
Reply from Owner
September 2nd, 2025 06:46 PM
Thank you for the kind words, Wes! Looking forward to working with you again too!
Fabulous communication! Hard working! Challenges welcome.
Reply from Owner
September 2nd, 2025 06:45 PM
Thank you for the kind words, Laura!
Working with Mike was very enjoyable! He was positive and communicated frequently with me and my clients. I trusted his judgment and were able to close the deal making my clients take home more money in their pockets than anticipated
Reply from Owner
September 2nd, 2025 06:46 PM
Thank you, Marco! We appreciate the kind words!
Working with Mike Carey was an absolute game-changer in my home financing journey. From the very beginning, Mike demonstrated an exceptional level of professionalism, knowledge, and dedication. He took the time to clearly explain every option...
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Reply from Owner
April 30th, 2026 04:56 PM
Thank you for the kind words! I hope your family is settling in nicely.
Mike Carey is one of the very best lenders along the Alabama Gulf Coast! He’s such a pleasure to work with, quick with responses, and always on top of every single step throughout the loan process! You can count on Mike to get the job done!...
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Reply from Owner
August 14th, 2025 05:41 PM
Thanks so much for the kind words, Thomas! We appreciate it!
The closing was so smooth. Thank you!!!
Reply from Owner
August 14th, 2025 05:36 PM
Thank you for the kind words, Sherry!
With being a Realtor for over 25 years I take my referrals seriously. Mike and his team are wonderful to work with. They are diligent, very professional and will get the job done! Great Service all the way around. Highly recommend! 🙌⭐️⭐️⭐️⭐️⭐️...
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Reply from Owner
June 23rd, 2025 06:46 PM
Thank you so much for the kind words, Carol! We enjoyed working with you and appreciate your review!
Jackson was great to work with! As a Realtor, having a lender that communicates well and keeps your buyers informed is priceless and he did it exceptionally well!!
Reply from Owner
April 30th, 2026 04:57 PM
Thank you and our team appreciates you!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.