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Lower - Orange Beach, AL
Orange Beach, AL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Mike did such a great job with my Clients loan. It was such a smooth transaction inspite of all the moving parts.
Reply from Owner
July 15th, 2026 05:49 PM
Thank you, Stacey!
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Mike and his team took care of every detail in record time! Easiest transaction we’ve ever made!
Reply from Owner
June 30th, 2026 10:25 PM
Thank you for the kind words.
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Unbelievable team that works together to get things done!!
Reply from Mike Carey
July 7th, 2026 05:43 PM
Deanna, I appreciate your kind words about the team. It's great to know you had a positive experience with us working together to achieve your goals. Thank you for taking the time to share your feedback!
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Mike Carey has received a review with 5 star rating from Toby & L P
Reply from Owner
June 30th, 2026 04:25 PM
Thank you for your review.
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Mike was extremely accessible and prompt in responding to any emails, request, and questions. He was very thorough in his explanation of the process, and was there to guide us through every step of the way.
Reply from Mike Carey
June 15th, 2026 08:57 PM
Toby,
Thank you for your kind words! Enjoy your new home!
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Mike explained and went over everything. He answered all of my questions and made the whole process run smooth.
Reply from Mike Carey
June 11th, 2026 11:18 AM
Thank you Dennis! Enjoy, you earned it.
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My husband and I are repeat clients of Mike's! He is absolutely fantastic to work with and we will certainly be using him for our next real estate transaction. Everything went smoothly and he even attended our closing. We couldn't be happier...
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Reply from Mike Carey
June 8th, 2026 07:09 PM
Leanne,
It was my pleasure to help you and Toby. Enjoy your new home!
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Mike was super helpful with every question i had with this entire process. Him and his team were wonderful to work with and he even came to my closing which was very nice!
Reply from Mike Carey
June 8th, 2026 06:40 PM
Braden, I appreciate your kind words and am glad to hear that you found the process helpful and enjoyable. It was great to be part of your closing, and I'm pleased that my team and I could assist you throughout. Thank you for sharing your experience!...
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Mike and his team were great.
Reply from Owner
June 8th, 2026 07:10 PM
Thank you for the kind words. My team appreciates your business!
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Mike and Summer were a great help in getting my mortgage approved. And were very profesional but still friendly. Underwritter was a whole different story. My rating would be much higher if in were not for your underwritter.
Reply from Mike Carey
May 18th, 2026 08:00 PM
Greg,
Thank you for your kind words. We could not have done it without your diligence and partnership!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.