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Lower - Orange Beach, AL
Orange Beach, AL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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The Best of the Best! If you are up in the air on a mortgage lender than this is the team you want! You are not going to meet anyone with more knowledge and professionalism than Mike Carey! He will treat you like family not just another client!...
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Reply from Owner
February 12th, 2020 02:03 PM
Thank you Curtis. You are like family.
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Mike Carey has received a review with 5 star rating from Sell I C M
Reply from Owner
February 10th, 2020 09:21 PM
Thanks
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Another smooth transaction with Mike and his team successfully funding the mortgage for my buyers. Highly recommend his service.
Reply from Owner
February 8th, 2020 06:32 PM
Thank you Teresa. You make it easy, and your care for your buyers is extraordinary.
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Mike and his Team are beyond the Words Fantastic, they were there with us all the way. Thanks to Mike we now own our Condo at the Beach, of which we've always dreamed of and wanted. His team goes beyond the call of Duty to help and do everything...
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Reply from Owner
February 8th, 2020 06:29 PM
Thank you so much for your review. We were blessed to help!
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The team was excellent to work with. Very knowledgeable in their area of expertise. Thank you for your hard work and great service!
Reply from Owner
April 30th, 2026 05:22 PM
Thank You for the kind words!
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Worked with Mike many times could use other lenders but when you have a Winner why change Thanks For Everything ,,!Leaving out Lynn would be remiss on my part she is a pleasure to work with on the details
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Mike and his team are responsive and provide great service and at the end of the day are great people. I highly recommend them.
Reply from Owner
April 30th, 2026 05:23 PM
Thank You for the kind words!
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Mike and Lynn help walk us thought the loan application process! Being from Ohio Mike kept us inform through out. He made a point to speak to me a couple of times per week until we closed.
Thanks mike !!
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Mike Carey has received a review with 5 star rating from Tim P
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Had an excellent professional transaction with Mike Cary and his team they took great care of my clients we had a lot of hoops to jump through and they never missed a beat! Highly recommend king with them! 🙌🏻
Reply from Owner
April 30th, 2026 05:23 PM
Thank You for the kind words!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.