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Lower - Orange Beach, AL
Orange Beach, AL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Look no further when it comes to The Mike Carey Team. Ive been trying to get a loan for the better part of 3 years, we went through 5 different lenders in that time span & because of my self employed work & pay i had to jump through more hoops...
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Reply from Owner
June 30th, 2026 10:32 PM
You were awesome to work with!
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Mike Carey has received a review with 5 star rating from AO E
Reply from Owner
June 30th, 2026 10:33 PM
Thanks
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Mikes team was amazing every step of the way. Starting with the pre approval to helping collect all the details for a seamless close. Highly recommend them and will use them again for our next purchase.
Reply from Owner
April 30th, 2026 05:15 PM
Thank You for the kind words!
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Highly recommend Mike and his team. He went the extra mile to make the loan process as smooth as possible.
Reply from Owner
June 30th, 2026 10:33 PM
Thank you!
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Mike and his team were great to work with. He made our home purchase and closing so easy.
Reply from Owner
April 30th, 2026 05:15 PM
Thank You for the kind words!
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Mike and his team worked very hard to get our loan approved.
He went above and beyond to make sure we have a best rate and close on time. We are now a proud owners of the beachfront apartment.
Oleg and Tatiana
Reply from Owner
April 30th, 2026 05:15 PM
Thank You for the kind words!
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I would recommend this team absorbing this was my first closing that went so smooth snd mikes associates couldn’t been more patient for me they are #1Anyone in need of either new or refinance homes go with this team, u will not be disappointed...
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Reply from Owner
April 30th, 2026 05:15 PM
Thank You for the kind words!
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Mike and his team helped us finance our vacation home. He explained options to us and offered recommendations to simplify the process. Thank you, Mike and team, for your help through this process.
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Mike Carey was awesome ! From the very start he was always there and willing to help. He just seemed like the guy to go the extra mile to make things work and right. I would deal with him again in a heartbeat! I will refer all my friends and...
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Mike Carey is extremely knowledgeable about mortgages and the industry as a whole. Most importantly, he acts in the best interests of his clients! I would highly recommend reaching out if you are looking for someone to help you with your loan....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.