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Lower - Orange Beach, AL
Orange Beach, AL

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The whole Mike Carey team was amazing. Made it such a smooth process buying a house in this crazy time. Highly suggest working with them!
Reply from Owner
April 30th, 2026 05:07 PM
Thank You for the kind words!
Mike and his team handled my loan application with absolute expertise and professionalism. Every step of the process was made less stressful because Mike knew what to expect. His team always answered when I called. Reliable, dedicated, and...
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Reply from Owner
April 30th, 2026 05:07 PM
Thank You for the kind words!
Very personable and professional!
Reply from Owner
April 30th, 2026 05:08 PM
Thank You for the kind words!
Professional, reliable, and honest!
Reply from Owner
June 30th, 2026 10:29 PM
Thank you!
Mike Carey’s team took great care of me during the purchase of my first home. They made the process so smooth and easy, and were available and responsive throughout the entire process! If you’re looking for a local lender, they are a dream...
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Reply from Owner
April 30th, 2026 05:08 PM
Thank You for the kind words!
Mike and his team did an excellent job of completing our loan. This is the second loan we have completed through Mike, each time Mike and his team keep us informed of the process, the status, and was able to complete the loan within the timeframe...
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Reply from Owner
April 30th, 2026 05:08 PM
Thank You for the kind words!Thank You for the kind words!
The Mike Carey team was recommended by our Realtor. As an out of state buyer purchasing a 2nd home Mike made me feel very comfortable after our first conversation. I explained what I was looking for in the loan and Mike, Jackson and Mandy all...
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Reply from Owner
April 30th, 2026 05:09 PM
Thank You for the kind words!
Mike and his team are extremely helpful. They all were very responsive to any question I asked and kept me up to date through the entire loan process. I would highly recommend Mike and his team!
Reply from Owner
April 30th, 2026 05:09 PM
Thank You for the kind words!
I cant begin to say how much I would recommend Mike Carey and his fabulous team!! They helped us fulfill a lifelong dream. We will be forever grateful for them. They helped us take care of any issue and made sure we were able to have our forever...
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Reply from Owner
June 30th, 2026 10:30 PM
Thank you!
It was a pleasure working with Mike Carey and his team. They were all very professional and always available. It was a great feeling to know if you had a questions they were always available to take your call. Thanks for getting the loan closed...
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Reply from Owner
April 30th, 2026 05:09 PM
Thank You for the kind words!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.