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Lower - Orange Beach, AL
Orange Beach, AL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Mike, Mandy and Jackson are a wonderful home loan expert team to work with. We couldn't have asked for a better team to help us get our VA loan approved and get us into our next house. We would recommend them all day long and have mad esute...
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The whole process was easy. Mike and his team were very knowledgeable and gave us good advice on purchasing our home. I recommend his company to my friends and my daughter. I am sure it will be a great experience for them as well! Thanks again...
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I had been looking at houses to buy for about a year but, being a small business owner, I knew the process for a mortgage was going to be difficult. I found the house I wanted and thought I would give it a shot. The Mike Carey team got all...
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Mike and his team made the loan process easy! They listened to our needs and worked to get us exactly what we needed. We will definitely be looking to Mike and his team in the future.
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Mike and his team truly are experts who are willing to work with you to make sure the process goes as smoothly as possible
Reply from Owner
April 30th, 2026 05:04 PM
Thank You for the kind words!
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Great to work with! Stayed in contact with me throughout the entire transaction and answered any questions I had for my client.
Reply from Owner
April 30th, 2026 05:05 PM
Thank You for the kind words!
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Great job by Mike and his team they are amazing! They are there for you every step of the way. Very professional and accessible 100% of the time.
Reply from Owner
June 30th, 2026 10:29 PM
Thanks
for
Mike, Mandy and Jackson are a wonderful home loan expert team to work with. We couldn't have asked for a better team to help us get our VA loan approved and get us into our next house. Thank you team for everything!!
Reply from Owner
April 30th, 2026 05:05 PM
Thank You for the kind words!
for
The team was very responsive and helped me with a good rate and quick turnaround from offer to close. The app was super easy to use. Great experience all around.
Reply from Owner
April 30th, 2026 05:05 PM
Thank You for the kind words!
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Mike Carey and his team guided us as first -time home buyers. Informative and knowledgeable on the process that made it go fast and easy. We were thankful for the communication as this could be a stressful but exciting experience. His app allowed...
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Reply from Owner
June 30th, 2026 10:29 PM
Thank you!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.