Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
As a first time buyer Kelly was very help and patient through the process. Great Service all around.
Reply from Kelly Christian Jennings
July 10th, 2026 01:57 PM
Mathew, I'm grateful for your kind words. I'm pleased to know that I could provide helpful and patient service during your first home buying experience. If you need any further assistance, please feel free to reach out.
Ernest was very helpful and explained every step of the way with getting a loan. He was very patient and kind. Ernest made this process very smooth. I loved that he was very attentive and always answered any questions i had. I would highly...
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Reply from Earnest Haynes
July 8th, 2026 01:24 PM
Aerial, I'm grateful for your kind words and pleased to know that you found the loan process smooth and informative. It's important to me to be attentive and answer any questions you have. Thank you for your recommendation, and if you need...
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Phil is very knowledgeable, and made the process very eas
Reply from Phil Cunningham
June 29th, 2026 01:15 PM
Nathaniel, I appreciate your kind words about my knowledge and the ease of the process. I always am honored from helping you family again.
Great experience!
Was on top of things and answered questions when they would arise
Reply from Kelly Christian Jennings
July 6th, 2026 07:36 PM
Madison, I'm grateful for your feedback. I'm pleased to know that I could be responsive and helpful with your questions. If there's anything more I can do for you, please feel free to reach out.
Kelly made the whoe refi process SIMPLE! He did everything in his power to ensure I was taken care of even when I was deployed. I ahve already recommended Kelly's services to others and will absolutely continue to do so!
Reply from Kelly Christian Jennings
July 6th, 2026 03:30 PM
Michael, I'm glad to hear that the refinancing process felt simple and manageable for you, even during your deployment. I truly appreciate your support and your recommendations to others. If there's anything else I can assist you with in the...
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Everything that was done during my tranaction of purchasing a home was done so well, very informative, kept me up to date of everything going, pertaing to dates of certain paperwork needed to complete the process at hand. I would rfecommend...
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Reply from Earnest Haynes
July 3rd, 2026 06:22 PM
Cynthia, I appreciate your kind words and am so pleased to hear that you had a great experience throughout your home purchase. Keeping you informed and ensuring a smooth process was my priority, and I'm thankful for your recommendation. If...
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Kelly explained the process from beginning to end. walked me through it as we moved forward and kept me on track. Kelly and the entire staff was a pleasure to work with. I highly recommend them and appreciate all they did. And the bonus is...
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Reply from Kelly Christian Jennings
July 3rd, 2026 05:09 PM
Tracy, I'm happy to hear that you found the process clear and enjoyable. It was great working with you, and I'm pleased that you're now in the place you wanted to be. Your recommendation means a lot to me, and if you ever need further assistance,...
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Kelly has been nothing but honest and very helpful throughout my first time buying! He made sure to explain the VA loan in its entirety from start to finish and was always keeping me updated with any and all information/changes throughout the...
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Reply from Kelly Christian Jennings
June 30th, 2026 03:02 PM
Kyle, I appreciate your kind words and recommendation. I'm glad I could provide you with honest and helpful guidance during your first home buying experience. Keeping you informed and ensuring you understood the VA loan process was my priority....
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communiation was on point
Reply from Earnest Haynes
June 29th, 2026 05:38 PM
Melanie, I'm happy to know that you found the communication to be on point. If there's anything else you need, please feel free to reach out.
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.