Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Earnest made sure to keep me informed on every step of this process. Earnest was there to answer and address any questions or concerns I had about the process. Even with last minute changes I made to my choice insurance, Earnest was able to...
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Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
I appreciate that Keon! It was a pleasure working with you....both times lol. Kuddos to you for having everything together which always makes the process even smoother. Thanks for the business! Looking forward to the next time!
for
Lower Mortgage - Wilmington
Earnest made sure to keep me informed on every step of this process. Earnest was there to answer and address any questions or concerns I had about the process. Even with last minute changes I made to my choice insurance, Earnest was able to...
read more
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
I appreciate that Keon! It was a pleasure working with you....both times lol. Kuddos to you for having everything together which always makes the process even smoother. Thanks for the business! Looking forward to the next time!
Earnest was a pleasure to work with. Extremely communicative, knowledgeable, and aware of everything going on. I never had to question what my next step was. Highly recommend!
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Thank you! Thanks for allowing me to help you with your families "forever home". I know you'll make it amazing!
for
Lower Mortgage - Wilmington
Earnest was a pleasure to work with. Extremely communicative, knowledgeable, and aware of everything going on. I never had to question what my next step was. Highly recommend!
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Thank you! Thanks for allowing me to help you with your families "forever home". I know you'll make it amazing!
We used Homestead Funding Corp to help us figure out the best way to finance our first investment property. Phil and his team were very knowledgeable, responsive and supportive throughout the entire process. There were no surprises and there...
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Jon helped lead us thru the complete mortgage process. His team did a great job getting us into our new home!
Jon and his team helped me to get a mortgage under a time restraint due to unforseeable circumstances. They walked me through the whole process and took care of all my paperwork in record time. They were very professional and pleasant to work...
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I look forward to work with your team in the future for personal and client business dealings.
II was extremely pleased with the help and service that Jon Wood and his team @ Atlantic Bay gave me in getting a short close done in time to meet a deadline that had been caused by unforseen circumstances. Their courtesy and professionalism...
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Jon and his team are great at what they do! Very attentive and quick to respond. Would definitely recommend them to anyone looking to purchase a home!
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.