Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
His communication skills were so helpful and he helped guide me through the process
for
Jennifer Taylor
Anytime we had a question. Jennifer had the answers
for
Jennifer Taylor
Jennifer's honest advice. She gave perspective that would be beneficial in my life currently and future! She also gave phenomenal references that would help with my purchasing decision.
for
Jennifer Taylor
Her caring and helpful attitude
Phil and his team were wonderful to work with throughout our beach home purchase. In addition to the promptness and professionalism of his office team members, Phil is a clear and proactive communicator. To pick up the phone at a moment's notice...
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Phil was great to work with! He was always there when we needed him. He helped us every step of the way. Does a great job of communicating. Highly recommend!
Great to work with and made the process very easy. Thanks Jon!
Jon was absolutely fantastic! We had to switch to Atlantic Bay at the last minute and Jon and his team were still able to to get us to the closing table in record time! Jon went out of his way to answer all of our questions and kept us updated...
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Earnest is awesome! I love working with him and will continue to send my clients for a wonderful home buying experience!
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Elisha! Thank you! I'm so appreciative you trust your clients with me. I think you are an equally AMAZING realtor AND broker in charge! I look forward to doing many more deals with you in the future!
for
Lower Mortgage - Wilmington
Earnest is awesome! I love working with him and will continue to send my clients for a wonderful home buying experience!
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Elisha! Thank you! I'm so appreciative you trust your clients with me. I think you are an equally AMAZING realtor AND broker in charge! I look forward to doing many more deals with you in the future!
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.