Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Phil went above and beyond to provide personalized advice and took the time to think outside of the box to get us the best situation possible
Reply from Phil Cunningham
August 17th, 2026 04:29 PM
Meredith, I'm grateful for your kind words and am glad I could provide personalized advice that suited your needs. It's important to me to think creatively and find the best possible situation for my clients. If there's anything more I can...
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Earnest is communicative every step of the process as it can be overwhelming especially for a first time buyer. Earnest was able to explain every step with me that made the process smooth on my end with no surprises.
Reply from Earnest Haynes
August 14th, 2026 12:41 PM
Thanks Jose! It was great working with you as well. Congratulations on your first home!
Mr.Haynes, played a very vital part of me staying on track when it came to the mortgage loan process. He made sure I understood each mortgage program I qualified for, while also listening to my wants and needs.In addition When I became frustrated...
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Reply from Earnest Haynes
August 14th, 2026 12:40 PM
Thank you for the kind words! It was a pleasure helping you on your dream of home ownership and generational wealth!
Getting it done so quickly after changing us to the buyers and keeping the same closing day.
Reply from Phil Cunningham
August 17th, 2026 06:28 PM
Matthew, I'm pleased that I could facilitate a quick transition for you and maintain the original closing day. If you have any other questions or need further assistance, feel free to reach out.
Jamie was great through the whole experience in communication and letting us know what was required from us. She was patient and understanding of our unique situation. She is amazing.
Transparent prcoess.
Reply from Kelly Christian Jennings
August 13th, 2026 04:38 PM
Tylor, I appreciate your feedback. I'm glad to hear that you found the process transparent. If you have any more thoughts or need assistance, feel free to reach out.
Communication with anyone on the team was great! Everyone we worked with - Jon, Simone, and Jane - responded quickly and clearly to any questions we had. We felt that we were treated with respect and that all communications we had with anyone...
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Communication was great! Everyone we worked with ... Jon, Simone, and Jane ... responded quickly and clearly to any questions we had. We felt we were treated with respect and all communications were professional yet friendly. The overall process...
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Reply from Jonathan Wood
August 10th, 2026 06:21 PM
Louis, I'm pleased to hear that you found the communication clear and professional. It's great to know that you felt respected throughout the process. If you have any more questions or need further assistance, feel free to reach out.
Jonathan was very communicative, knowledgeable and helpfu. We couldn't be more satisfie and we highly recommend him!!
Reply from Jonathan Wood
August 3rd, 2026 01:41 PM
Traci, I'm grateful for your recommendation and happy to know you were satisfied with the communication and assistance I provided. If you ever need anything else, please don't hesitate to reach out.
Earnest was thorough, accessible, and responsive.
Reply from Earnest Haynes
July 23rd, 2026 03:35 PM
Yvonne, I'm pleased to hear that you found me thorough and responsive. Being accessible to answer your questions is important to me. If there's anything else you need, please don't hesitate to reach out.
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.