Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Lower Mortgage - Wilmington
Kevin did an outstanding job staying in communication with me and made himself available no matter the time.
for
Lower Mortgage - Wilmington
Communication, timing, caring ( get the lowest rate)
My wife and I are greatly impressed by jons hard work and the quickness in which he had it done. Would recommend Jon to everyone interested in getting a loan for a house thanks you
Ernest was very quick to reply to resolve all concerns.
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Thank you! It was a pleasure working with you and your wife. I really appreciate you two trusting me with your new home!!! Thanks for the kind words!!
for
Lower Mortgage - Wilmington
Ernest was very quick to reply to resolve all concerns.
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Thank you! It was a pleasure working with you and your wife. I really appreciate you two trusting me with your new home!!! Thanks for the kind words!!
for
Lower Mortgage - Wilmington
Earnest is fantastic! 10++++He has an abundance of options for all of your lending needs! Our loan experience has been smooth and the communication with he and his team has been wonderful! I’m looking forward to sharing my amazing experience...
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Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Thanks Thea!!! Coming from someone else in the same industry that means a lot to me! I really appreciate you trusting me with your purchase!!! I look forward to working with you again in the future!! :)
Earnest is fantastic! 10++++He has an abundance of options for all of your lending needs! Our loan experience has been smooth and the communication with he and his team has been wonderful! I’m looking forward to sharing my amazing experience...
read more
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Thanks Thea!!! Coming from someone else in the same industry that means a lot to me! I really appreciate you trusting me with your purchase!!! I look forward to working with you again in the future!! :)
Thank you for taking the time to fully explain all our options. You made the transaction less stressful by providing useful and understandable information.
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Tom, It was a pleasure helping you and Kathi. So glad we connected. I know that you are going to enjoy your new home at the beach.
Earnest is always a call away! He will always clear up any miscommunication and provide a prompt and needed resolution to anything. He is very knowledgeable about his line of work and always makes our investing transactions smooth. He is the...
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Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
3rd time is a charm!!! Thanks for continuing to trust me in your home purchasing needs! I really appreciate you!
for
Lower Mortgage - Wilmington
Earnest is always a call away! He will always clear up any miscommunication and provide a prompt and needed resolution to anything. He is very knowledgeable about his line of work and always makes our investing transactions smooth. He is the...
read more
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
3rd time is a charm!!! Thanks for continuing to trust me in your home purchasing needs! I really appreciate you!
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.