Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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9 AM to 5 PM
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Reviews from Web
Phil was very helpful with explaining the mortgage options and leading us through the qualification process. Will contact Phil when its time to refinance.
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Thanks Brad! I look forward to assisting with the refi when the time is right!
Earnest was amazing! He was incredibly helpful and informative every step of the way. I will gladly reccomend him to others!
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
I'm profoundly grateful for the kind words and the excellent review, Sara. It was a great pleasure to assist you. I pride myself on being able to provide helpful and informative service during this significant process. Thank you for choosing...
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Lower Mortgage - Wilmington
Earnest was amazing! He was incredibly helpful and informative every step of the way. I will gladly reccomend him to others!
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
I'm profoundly grateful for the kind words and the excellent review, Sara. It was a great pleasure to assist you. I pride myself on being able to provide helpful and informative service during this significant process. Thank you for choosing...
read more
Very seamless and fast. Excellent communication.
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Always a pleasure helping a friend with a big move. Thanks for trusting me to help Ernie!
The education I received on my options, as well as the constant clear communication during the process of securing my loan made for a great experience.
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
I am truly grateful for your kind words, Kaity. It was a pleasure guiding you through your mortgage options and assisting you in securing your loan. Your satisfaction is my top priority and I'm delighted to hear that you found the process educational...
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for
Lower Mortgage - Wilmington
The education I received on my options, as well as the constant clear communication during the process of securing my loan made for a great experience.
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
I am truly grateful for your kind words, Kaity. It was a pleasure guiding you through your mortgage options and assisting you in securing your loan. Your satisfaction is my top priority and I'm delighted to hear that you found the process educational...
read more
for
Lower Mortgage - Wilmington
I had a great experience because for the fact that it was a smooth process that ended great with me in my first home . Kevin was awesome and he is very experienced and knowledgeable . He was quick to answer all my questions and concerns . I...
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for
Lower Mortgage - Wilmington
Kevin took the time to fully explain things to me and also keep me informed. The processes of uploading documents was easy as well with the web platform.
Being a first time homebuyer Earnest made it a GREAT EXPERIENCE.
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Thanks Samora!!! I'm glad we were able to connect! Congratulations on your first home!!!!
for
Lower Mortgage - Wilmington
Being a first time homebuyer Earnest made it a GREAT EXPERIENCE.
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Thanks Samora!!! I'm glad we were able to connect! Congratulations on your first home!!!!
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.