Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
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Lower Mortgage - Wilmington
Great communication! Didn’t over promise! Exceeded expectations and very easy to work with. Very patient!
This process was very seamless and easy to work with everyone on your team
Phil and the team went the extra MILES to get me taking care of. It’s always a pleasure working with such a friendly and knowledgeable person. 5 ⭐️ as usual. Thank you 😊
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Matt as always it was a pleasure to help you and Crystal. I appreciate you and your entire family for trusting me to assist.
I can't say enough about Jon and Team Wood! They were professional, lightning fast communication, and worked a miracle for me. I felt safe and secure while purchasing my home. If you're on the fence about who to select, you don't need to look...
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Really enjoyed working with Phil!
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Thoroughly enjoyed working with the two of you as well. I hope you really enjoy this new beach house!
Phil was great to work with. He was attentive, caring and made sure I fully understood every step of the process. Highly recommend!
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Chelsea, you were a pleasure to work with! I know you are going to love the new house!
Professional, timely response, accurate information and exceptional service.
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Thrilled to hear such positive feedback, Melissa! I am committed to providing professional and timely service, so it brings me joy to know that you found my information accurate, and the service exceptional. Your satisfaction serves as a reminder...
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for
Lower Mortgage - Wilmington
Professional, timely response, accurate information and exceptional service.
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Thrilled to hear such positive feedback, Melissa! I am committed to providing professional and timely service, so it brings me joy to know that you found my information accurate, and the service exceptional. Your satisfaction serves as a reminder...
read more
Communication was great throughout the process!
Everything was very organized and professional and a personal touch which we loved. You made it easy for us!!
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Andrea, you and Rich were a pleasure to work with and get to know throughout the process. I am so excited for you and your new incredible beach house!
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.