Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
We did not know Phil coming in to this, but he made us feel like family from the very first day.
Phil is very knowledgeable in what he does.
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Kim it is always nice to make new friends in the mortgage process. I was truly blessed to get to know you and Bobby. It's the clients like you that make this rewarding!
for
Lower Mortgage - Wilmington
Quick and friend service
Earnest made the whole experience very personal
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
I'm delighted to hear that you had a great experience, Jacqueline! Your feedback means a lot to me. I always strive to provide a personal and speedy service to ensure the best possible encounter for our customers. Thank you for taking the time...
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Quick and friend service
Earnest made the whole experience very personal
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
I'm delighted to hear that you had a great experience, Jacqueline! Your feedback means a lot to me. I always strive to provide a personal and speedy service to ensure the best possible encounter for our customers. Thank you for taking the time...
read more
Very professional
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Carol, it's always a pleasure to help a repeat customer! Congratulations on your beautiful new home!
Jon was patient and persistent. He provided expert advice and assistance throughout the process and kept us informed on our progress as we worked through the application. Jon got us to closing with our loan in place; we couldn't have realized...
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Extremely attentive. His whole team provided quick and exceptional service.
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Thank you so much, it's good to get you two closer to home!
Jon was very helpful throughout the whole process. Would highly recommend.
Wonderful communication. Exceeded our expectations
I’m sure I wasn’t their only buyer, but Earnest and his team made me feel like I was their top priority. Never too busy for a question or advice. It was a smooth and pleasant experience from day one. Earnest’s expertise and extensive knowledge...
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Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
I'm truly humbled by your kind words, Bernadine. Ensuring your satisfaction and making you feel prioritized is central to our mission at Lower (Thrive). We strive to make every transaction as smooth and pleasant as possible. I'm pleased to...
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for
Lower Mortgage - Wilmington
I’m sure I wasn’t their only buyer, but Earnest and his team made me feel like I was their top priority. Never too busy for a question or advice. It was a smooth and pleasant experience from day one. Earnest’s expertise and extensive knowledge...
read more
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
I'm truly humbled by your kind words, Bernadine. Ensuring your satisfaction and making you feel prioritized is central to our mission at Lower (Thrive). We strive to make every transaction as smooth and pleasant as possible. I'm pleased to...
read more
221–230 of 1780
About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.