Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Phil makes every piece of the process so easy It's as if nothing is actually taking place in comparison to the gravity of refinancing. His support team communicates clearly and in a very professional manner, only when necessary and quick to...
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Reply from Phil Cunningham
June 6th, 2025 12:51 PM
Kevin, it is always my pleasure to help customers that come back to me for these important decisions. I am thankful for your trust and glad we were able to help you meet your financial goals. I am always here for you!
Excellent service and communication through the whole process.
for
Lower Mortgage - Wilmington
Excellent service and communication through the whole process.
for
Lower Mortgage - Wilmington
hard to explain but it's perfect job
hard to explain but it's perfect job
Jon and his team were fantastic! The communication was top notch, and the customer portal made everything so easy. I would definitely use them again and refer them to friends and family.
Jon was great through the whole loan process and made everything go smooth and easy!
Thanks,
Steve and Dawn Witte
Phil worked really hard to make this dream a reality for us! We are forever grateful to him for his diligence, support, and kindness.
Reply from Phil Cunningham
July 21st, 2025 05:44 PM
Michael, thank you for your kind words. I'm truly glad to know that my efforts made a real difference in helping you achieve your dream. Being able to support and guide you through the process is always rewarding. Your gratitude means a lot...
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Jon was there every step of the mortgage process. Explaining everything. There was no surprises. He went above and beyond the call of Mortgage Sales Manager duty. He is a major assest to your company.
The whole process was great
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
It is easy when the clients are as good as you two were. Hope you are enjoying your new home! I was a real pleasure getting to know you.
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.