Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
From the moment Jon and his team at Jon Wood Lending took the call, the whole process was so smooth from start to finish. Simone helped us get all or our need paperwork in order as needed. The communication was clear and timely all the way...
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Reply from Jonathan Wood
October 5th, 2026 04:07 PM
Everette, I'm pleased to hear that you and Allison found the process smooth and enjoyable. It's wonderful to know that Simone and the team at Lower were able to assist you effectively. Thank you for your recommendation; it means a lot to me....
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Kelly was wonderful to work with through the home buying process! He was always on top of all the paperwork and was seamless in relaying the status of things to us. Highly recommend!
Reply from Kelly Christian Jennings
October 1st, 2026 05:51 PM
McKayla, thank you for your wonderful feedback. I'm glad I could assist you seamlessly throughout the home buying process and keep you well-informed. Working with you was a pleasure, and I appreciate your recommendation of me and my team at...
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Communication and Transparency.
Phil is willing to go above and beyond to get the job done; whatever it takes!
Every transaction with Jon is always a smooth one and it makes the buying process that much more painless for our clients - so a huge win in our book!
I was very unsure of pursuing the house purchase on my own but Phil provided great advice, reassurance every step of the way. Explained the whole transaction in detail
Reply from Phil Cunningham
September 28th, 2026 04:11 PM
Emily, I'm glad I could provide the advice and reassurance you needed throughout your house purchase. At Lower, we strive to ensure our clients feel confident in every step of the process. If you have any more questions, don't hesitate to reach...
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We had a wonderful experience working with Kelly Jennings and his team throughout our mortgage process. Kelly was incredibly pleasant and professional from start to finish, and the entire process was smooth and straightforward.He took the time...
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Reply from Kelly Christian Jennings
September 21st, 2026 03:28 PM
Donna, thank you for sharing your experience. I'm very happy to hear that the mortgage process with me and my team at Lower was smooth and straightforward for you. It's wonderful to know that the explanations and availability helped you feel...
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communication, easy to work with, easy platform.
Reply from Jonathan Wood
September 14th, 2026 07:06 PM
Susan, I'm grateful to hear that you found the communication smooth and the platform easy to use. Thank you for sharing your positive experience with me.
Kellly was very communicative and my clients loved him! Very knowledgeable and love his videos!
Kelly made my first home buying experience very simple and stress free.
Reply from Kelly Christian Jennings
September 8th, 2026 06:57 PM
Donald, I'm grateful for your kind words. It's great to know that I could help make your first home buying experience simple and stress-free. If you have any more questions or need further assistance, feel free to reach out.
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.