Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
No, stress Jon took care of everything perfectly!
Reply from Jonathan Wood
March 5th, 2026 02:15 PM
I'm happy to know that your experience was stress-free and that everything went smoothly, Steve. Taking care of the details is a key part of what I do, and I'm glad it met your expectations. If there's anything more you need or if you have...
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Jon is a pleasure to work with. Jon and his team were attentive and quick to respond. The entire process was smooth and stress free.
Reply from Jonathan Wood
March 5th, 2026 06:17 PM
I'm grateful for your feedback, Michael. It's great to hear that you found working with me and the team to be a positive experience. Ensuring a smooth and stress-free process is always a priority. If you have any future needs or questions,...
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Timely communication was very helpful.
Reply from Jonathan Wood
March 2nd, 2026 06:45 PM
Jeffrey, thank you for your feedback. I'm glad that the timely communication made a positive difference for you. If there's anything more I can assist you with, please don't hesitate to contact me.
Jon was great to work with. Communication was easy and I felt in the loop of what was going on during the whole refinance process.
Reply from Jonathan Wood
March 2nd, 2026 05:41 PM
I'm pleased to hear that your experience working with me was positive, Vicki. Keeping you informed and ensuring smooth communication throughout the refinance process is important to me. If you have any more questions or need assistance in the...
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Phil was great through the entire process. He was diligent to keep my family in the loop, often pulling back the curtain to give an in depth explanation on best avenues to pursue. As a first time buyer he really did help remove the anxiety...
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Reply from Phil Cunningham
March 2nd, 2026 03:11 PM
I'm thankful for your thoughtful review, Ronald. It's fulfilling to know that I could provide clarity and ease for you and your family during this significant journey. Helping first-time buyers like yourself navigate these major decisions is...
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Phil made made every step of the process easy. He explained everything throughly and was always available when we had questions. Highly recommend!
Reply from Phil Cunningham
February 23rd, 2026 08:38 PM
I appreciate your thoughtful feedback, Alexis. I'm glad to hear that the process felt easy and that my explanations and availability were helpful to you. It's important to me that you feel supported every step of the way. Your recommendation...
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Lower Mortgage - Wilmington
Very helpful responsive and repectful the entire time
Reply from Kevin Milner
February 10th, 2026 09:30 PM
I'm glad to hear that you found my assistance helpful and respectful throughout your experience. Your positive feedback means a lot to me, and if there's anything more I can do for you in the future, please feel free to reach out. Thank you,...
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Phil was very helpful personable anytime we had any questions he was on it. He kept us informed though out the whole time. He is a great asset to your company. You don't find people that are that customer oriented and willing to help. Thank...
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Reply from Phil Cunningham
March 3rd, 2026 05:14 PM
Adam, so glad I got to meet you and Lorri. Thanks for the kind review. Thanks also for mentioning keeping you informed as that is what I aim to do. I am so glad you were able to get the other house sold. Welcome to the coast!
Phil made the process so easy. He walked us through the steps and kept us informed the whole time. He gave us great advice. He is so easy to work with. I will miss working with him. I would definitely reach out to him again if I need another...
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Reply from Phil Cunningham
March 3rd, 2026 05:15 PM
I'm grateful for your kind words, Lorri. It's wonderful to hear that you found the process easy and my guidance helpful. Keeping you informed and providing good advice are key parts of what I aim to offer every client. I'll certainly miss working...
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Phil was always available to take our phone calls or call us back in a timely manner.Always professional but made you feel like a friend not just a client.Great team!
Reply from Phil Cunningham
March 3rd, 2026 05:16 PM
It is always a pleasure to help friends. I appreciate you and Phyllis! See you next time!
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.