Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Jon did a great job explaining the entire process and helped out when needed. Jon communicated the enitre process and the tools he used was great for getting him the information needed. I learned lot working with Jon.
Reply from Jonathan Wood
March 26th, 2026 01:14 PM
Thank you for sharing your experience, Thomas. I'm glad the process and the tools I used were helpful in getting things done efficiently. It's great to hear that you felt informed and that the communication was clear throughout. If any new...
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Jamie is just hands down the absolute BEST loan officer. I have utilized her services multiple times and I wont won't trust anyone else to ever handle our business like I do Jamie. She is so easy to work with, incredibly knowledgeable and super...
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Reply from Jamie H Harrington
March 26th, 2026 06:05 PM
I'm truly grateful for your kind words, Judy. It's always a pleasure working with you and I'm delighted to hear that you've had such positive experiences with my services. Thank you for your trust and continued support. If you ever need assistance...
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His knowledge and compassion
Reply from Phil Cunningham
March 23rd, 2026 07:06 PM
Thank you for your review, Robin. I'm pleased to know that my knowledge and compassion were evident in supporting your journey. It's important to me that my clients feel both informed and understood. Should you have any further questions or...
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Phil has been a pleasure to work with. i think he always has our best interest at heart. I will recomend Phil and Lower Mortgage to anyone I know that needs a mortgage
Reply from Phil Cunningham
March 19th, 2026 02:26 PM
Gordon, I appreciate your kind words. It's reassuring to know that you felt I had your best interests in mind throughout the process. Your willingness to recommend me and Lower to others means a lot, and I'm grateful for your trust. If there...
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From start to finish Jon was easy to work with, quick to answer questions and had our loan approved quickly. would highly recommend to anyone looking for a home loan
Reply from Jonathan Wood
March 11th, 2026 04:11 PM
I greatly appreciate your feedback, Daniel. It's gratifying to hear that the process went smoothly and that you felt well-supported throughout. Thank you for recommending my services to others. If any more questions come up or if there's anything...
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Jonathon was helpful, professional and always responded quickly with the help and answers I needed.
Reply from Jonathan Wood
March 9th, 2026 02:38 PM
Your feedback is much appreciated, Teresa. It's good to know that my efforts to be responsive and professional align with your experience. Should you have any further questions or if there's anything else I can assist you with, please don't...
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Jon makes mortgage lending easy. He truly takes the stress and pain away from refinancing by streamlining the entire process for you and is unbelievably punctual.
Reply from Jonathan Wood
March 9th, 2026 05:58 PM
Thank you, Scott, for your kind words. I'm pleased to know that the refinancing process felt easy and stress-free for you. It's always my aim to make such experiences as efficient and straightforward as possible. If you have more questions...
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The process was very smooth and easy.
Reply from Jonathan Wood
March 9th, 2026 02:59 PM
I appreciate your review, Suzanne. I'm glad to know that the process went smoothly and easily for you. If you have any future questions or need assistance, don't hesitate to reach out.
Responsive and extremely helpful
Reply from Jonathan Wood
March 6th, 2026 08:06 PM
Thank you for sharing your feedback, Cynthia. I'm glad to hear that you found the experience responsive and helpful. Being there for my clients is important to me. If there's anything else you need or if you have questions down the line, please...
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Ease of process, consistent updates and communication, no delays and no suprises! We actually closed sooner than anticipated. It was the best mortgage experience I have had in 20years.
Reply from Jonathan Wood
March 5th, 2026 03:35 PM
I'm grateful for your kind words, Michele. It's wonderful to know that the process was smooth and met your expectations, especially closing sooner than planned. Keeping clients informed and ensuring a seamless experience is always my goal....
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.