

Lower Mortgage , Miami, FL
Miami, FL

At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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Business Hours
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9 AM to 5 PM(Open now)
Sat
closed
Sun
closed
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Reviews from Web
Bob Chamorro - Lower Mortgage has received a review with 5 star rating from Yolanda L B
Reply from Owner
August 5th, 2025 05:34 PM
Yolanda, thank you so much for taking the time to share your positive experience. I'm pleased to hear that you were satisfied with how things went. Your trust and recommendation mean a lot to me! - BC
It was wonderful working with them on my loan, they took care of every last detail.
Reply from Bob Chamorro
September 12th, 2025 04:36 PM
I'm grateful for your feedback, Yolanda. It was a pleasure assisting you with your loan process and ensuring all the details were handled smoothly. Should you have any more questions or need assistance in the future, feel free to reach out....
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We just bought our first home a few days ago, Bob and his assistant Bremi helped us step by step and were very patient and professional. In such a frustrating process especially with not much previous experience this is the team you need! They...
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Reply from Owner
August 5th, 2025 05:35 PM
Adrian, congratulations on purchasing your first home! I'm really pleased to hear that you felt guided and supported throughout the process. Bremi and I strive to make the experience as smooth as possible, especially when it's your first time....
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We bought our first home a couple days ago with Bobs team . Bob and his assistant Bremi where very easy to work with , they explained the whole process and guided us step by step with constant communication. In such a frustrating process especially...
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Bob Chamorro - Lower Mortgage has received a review with 5 star rating from Casey M
Bob pulled off a miracle and was able to get me financed despite some huge hurdles we had to overcome during the approval process. I would highly recommend Bob to anyone looking to buy or refinance because he is very dedicated and he works...
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Bob always was very kind and supportive during the entire process
I am a first-time home buyer and Bob explained everything in a way that was easily understood and he was very reassuring and knowledgeable. He was easy to get ahold of throughout the process of securing a mortgage and his assistant Bremilee...
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Good communication
Fast and smooth. Was great experience!
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.