Lower Mortgage , Miami, FL
Miami, FL
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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Business Hours
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9 AM to 5 PM(Open now)
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closed
Sun
closed
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Reviews from Web
I appreciate hard work of Bobs team. They made it possible I've got loan , had closing in time. They helped me through all the process quickly and smoothly. Thank you for your work
Bob and his team are excellent. I am very impressed by their level of expertise.
Bob Chamorro - Lower Mortgage has received a review with 5 star rating from Luis A
As a first-time homebuyer, I had a lot of questions and uncertainty going into the mortgage process—but working with Bob made all the difference. He was incredibly patient, knowledgeable, and always available, no matter the time or day. Bob...
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Bob,Thank you very much
Bob and his team at Lower were super helpful with us buying our first home. He was very friendly and always willing to help when we had questions about buying a home. He got me a much lower rate and qualified me for more than other lenders...
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Bob and his team made buying a house very easy. He was super helpful and got me the best rate and helped me figure out everything I needed in order to buy our first home. he was always happy to chat when I had questions and do whatever he could...
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Bob Chamorro - Lower Mortgage has received a review with 5 star rating from Diego V
level of professionalism ,knowledge and helpfulness
made everything a great experience
Aleays willing to help
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.