Lower Mortgage , Miami, FL
Miami, FL
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Fernando Miranda
Fernando’s professionalism and dedication exceeded my expectations. He stood by me through every step of my home purchase guiding me and ensuring the best for me. I am forever thankful to him for making my dream of owning my home a reality....
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His knowledge , professionalism and he always answer the phone.....
The paperwork process needs to be streamlined. We signed the same paperwork repeatedly and received documents from three different sources with three different sets of directions.
Excellent services , courtesy and professional agent
The service was incredible, professional, timely and very friendly.
Bob was very helpful, knowledgeable and most importantly patient with us throughout the past couple of years while we struggled to find our home, this made the process so much easier. He assisted and suggested programs which we would never...
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Fernando Miranda
Fernando Miranda was the loan officer that assisted me. Fernando help me with the process since the beginning to the end including his precense in the closing. He explained me all the charges and the documentation line by line. Fernando answered...
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He did a great job and the transaction when the way they should go every time!!
for
Fernando Miranda
Fernando with out questions is the best mortgage processor that i had. He guide me thru this process smooth and always answered my calls (any time). He took the time to explained me the process and charges clearly. Today he was at the closing...
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Eduardo Saenz
His knowledge and professionalism was beyond our expectations, his diligence, communication skills and every single aspect of the process he made it great. My husband and I are forever grateful for making one of our dreams come true in such...
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.