

Lower Mortgage , Miami, FL
Miami, FL

At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Bob is very professional. Excellent knowlegde. Acurrate. Amazing Customer Advisor. Always a great actitud. Just a call away.
Bob was exceptional he guide us everything single steps. Everytime answer my fone calls even in the Christmas Eve and thanks giving he always was there. When I think we won’t get he come out with others possibilities . Thank thank thousand...
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Excellent service, professional and accurate!!
Thank you so much for your job, We highly recommend you
He know what he is doing.
Estoy muy agradecia de toda la ayuda de Fernando.
El processo fue mas rapido, de lo que yo esperaba, me guio en todo el proceso, siempre me respondia mis preguntas.
Me explico todos los detalles del prestamos y todos los gastos del cierre.
Very informative and always available to answer questions throughout the process. Works diligently and tirelessly to get the process through to its conclusion. Great experience working with Bob!
Bob himself as a professional is a great person to deal with. He made my experience even though there were some hiccups with the building contractors, he made it great.
Great experience, working closer to me, I'm very, very satisfaction
The end result which was quite painless, not what I expected. My situation was complicated and Bob was very methodical in making sure that all the t’s were crossed and i’s were dotted while always being very pleasant and professional.
Excellent work done by Mr chamorro, My Family and I were very Pleased by his great work and commitment to getting us our home. Bob Chamorro is an outstanding, professional gentleman to do business with. We understood everything we needed to...
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.