Lower Mortgage , Miami, FL
Miami, FL
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
1) Super professional2) Super specific about my loan 3) Always show great aptitude 4) Any problems he resolves and work together5) He is humble and show humanity with customers6) Yes he works for Hamilton but he sales to each customer the best...
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Confident and reassuring.
I just refinanced my house the experience was great. Mr. Bob Chamorro made the experience easy and my mortgage was down 700.00 per month. Now I have a saving 8,400.00 USD$ a year. I'm happy
Pleasent service and knowledgable professional.
great service
Very nice to be able to work with Bob!
for
Fernando Miranda
I’m a first time buyer and there are always fears of the unknown, Fernando will explain everything you need to know and will walk you through every step. He is always available and very patient. I will highly recommend him. I close on time...
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for
Fernando Miranda
Trabajar con Fernando fue simplemente perfecto, desde el dia 1 se noto que estaba en buenas manos porque conoce todos los pasos a seguir y te lo puede explicar cuantas veces sea necesario. Siempre disponible cuando tengas esas dudas, importante...
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Very professional and knowledgeable, great level of details and information, to facilitate decision making. Highly recommendable.
for
Fernando Miranda
Trabajar con Fernando fue simplemente perfecto, desde el dia 1 se noto que estaba en buenas manos porque conoce todos los pasos a seguir y te lo puede explicar cuantas veces sea necesario. Siempre disponible cuando tengas esas dudas, importante...
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.