Lower Mortgage , Miami, FL
Miami, FL
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The great thing from the beginning of the purchase process was the kindness and attention that Mr. Bob Chamorro had ,he guided us step by step through the entire procedure ,it was an excellent job on his part and he always saw the best options...
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The work team were spectacular and very attentive and always looked for the way that the process was joyful and enjoyable, they are a very professional and comprehensive work team.
for
Fernando Miranda
How fast was the process.
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Fernando Miranda
He is very professional and takes his work very seriously, efficient, works as a team, answers calls at any time and takes the time to explain every detail of the process, I recommend it 200%, in my opinion the best!!!!!!!!!!!😃😃😃
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Fernando Miranda
Gracias Fernando y a todo el team que iso posible en un tiempo realmente muy breve hacer un sueño realidad para mi y mi familia ,gracias por su profesionalismo, seriedad ,honestidad y conocimientos puestos a nuestro servicio para poder hacer...
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for
Fernando Miranda
Thank you Fernando, we really appreciated your help one more time!!
Thanks for being very professional
for
Fernando Miranda
Fast and efficient process.
for
Fernando Miranda
Fernando is very knowledgeable and very easy to communicate with.
I just refinanced my house the experience was great. Mr. Bob Chamorro made the experience easy and my mortgage was down 700.00 per month. Now I have a saving 8,400.00 USD$ a year. I'm happy
I just refinanced my house the experience was great. Mr. Bob Chamorro made the experience easy and my mortgage was down 700.00 per month. Now I have a saving 8,400.00 USD$ a year. I'm happy
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.