Lower Mortgage , Miami, FL
Miami, FL
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Fernando Miranda
Amazing help from this handsome gentleman
Bob was great and very helpful.
Bob is a true professional and a pleasure to work with. I have referred Bob to several clients and will continue to do so. My clients deserve the best, and I firmly believe that they get the best attention, advice & results from Bob.
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Fernando Miranda
THE BEST EXPERIENCE with Fernando, he helped me a lot when buying my first house ,100% recommended!
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Fernando Miranda
This is my second time doing business with Fernando Miranda because my first experience was as excellent as this one. He guided my thru the process from the beginning to end. He is always available to answer questions and provide solutions....
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Bob was amazing getting this family approved and on the road to homeownership. Loved the videos explaining each step!
Bob was able to bring this to the closing table on time and kept me updated throughout the process. Great job.
We were very pleased about Bob been very pleasant and knowledgeable giving us loan information and advice. The whole experience was extremely pleasant. We felt very comfortable about reaching out to him at anytime. Thanks to him we got our...
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speed and efficiency
Bob has the patience to explain all the steps of home loans, gave us the proper assistance, and helped us make decisions. As a first buyer, this was very important for us.
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.