Lower Mortgage , Miami, FL
Miami, FL
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Fernando Miranda
Exceptional service, he is the best lender, very professional, communicative, he was always in the greatest disposition to help me.I felt sure that the transaction from beginning to end was in the best hand.
100% Recommended
for
Fernando Miranda
Fernando is one the best lender I have worked with. He was always available and on top of the transaction. He is very communicative and was able to proactively find solutions so satisfy contract deadlines.
for
Fernando Miranda
Fernando is extremely organized. Communication is one of his best skills. Is very knowledgeable and showed great commitment to help people to reach their goals.
Bob was such a pleasure to work with. He broke everything down so that it was easy to understand without feeling overwhelmed. I appreciated the fact that Bob was always available whenever I had a question. Communication was key and it's what...
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Bob was prompt and courteous in responding to questions and getting tasks done.
I was a pleasure working with him as the buyers realtor.
At the beginning of my home buying process, I did not initially use Hamilton Group as my lender however Bob did not give up on me. He very charismatically checked up on me with my home buying process u til the first lender did not work out....
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for
Fernando Miranda
Fernando always answers the phone and gets me what I need to service the buyer and the seller. He goes above and beyond -- excellent business ethic.
for
Fernando Miranda
Fernando was very patient and answered all my questions kindly. He answers in a short time, and he stays on top of the deal until the moment it finishes. He found great solutions for little problems that appeared during the process. I actually...
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Very helpful! Great at communicating 😊
for
Fernando Miranda
The accompaniment throughout the process was very pleasant and comfortable, since you feel the professionalism and at the same time the confidence that you are in good hands, from the beginning to the end of the process.I am convinced to recommend...
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.